Senior Analyst – Financial Institutions Ratings, Denver, CO or New York City, NY

S&P Global • New York, NY

3d • Hybrid

About The Position

The Financial Institutions Ratings team at S&P Global Ratings delivers independent credit opinions on banks and securities firms, providing market participants with the transparency they need to make decisions with confidence. The team produces rigorous, criteria-based fundamental research in a fast-paced environment that values analytical integrity, intellectual curiosity, and collaboration. You will join a group where your analytical work carries real market significance and where you can develop deep sector expertise alongside experienced colleagues. As a Senior Analyst covering financial institutions, you will own the credit ratings process for an assigned portfolio of bank and securities firm credits, producing independent, well-supported credit opinions that inform investors, issuers, and the broader market. Your work will contribute directly to the quality and integrity of S&P Global Ratings' coverage of one of the most systemically important sectors in global finance.

Requirements

• 3+ years of relevant experience in credit or equity research, banking, risk management, underwriting, or a related analytical field
• Demonstrated ability to analyze financial statements, apply accounting concepts, and conduct fundamental credit analysis of financial institutions
• Understanding of fixed income and debt capital markets and their application to credit analysis or research
• Ability to evaluate complex information, exercise sound analytical judgment within established frameworks, and communicate recommendations clearly and effectively
• Proficiency in Microsoft Excel, Word, and PowerPoint for financial analysis and reporting
• English: Fluent (able to conduct meetings, collaborate effectively, and communicate clearly in writing and verbally)

Nice To Haves

• FRM (Financial Risk Manager) designation or equivalent risk management certification
• Experience contributing to analytical projects or team initiatives and working effectively across functions
• Experience providing guidance or sharing technical knowledge with junior colleagues
• Experience using coding or programming tools to support financial analysis or data processing
• Demonstrated interest in identifying opportunities to improve analytical processes, quality, or efficiency
• A master's degree or professional certification (such as CFA) is highly valued
• Candidates from diverse academic backgrounds that support innovative and critical thinking

Responsibilities

• Lead the full credit ratings process for assigned financial institutions — including quantitative analysis, issuer engagement, committee preparation, and rating publication — within established criteria and analytical frameworks
• Manage ongoing surveillance for an assigned portfolio, conducting fundamental credit analysis and identifying developments that may affect creditworthiness
• Conduct detailed research and analysis on industry topics, including capital frameworks, operational risk, and liquidity risk, contributing to credit insights, peer comparisons, and industry commentaries
• Analyze complex or less clearly defined credit issues, applying sound analytical judgment and available data to identify appropriate approaches and recommendations
• Engage professionally with issuers and internal partners to gather information, communicate analytical views, and support the delivery of high-quality credit analysis
• Share analytical knowledge and provide guidance to junior colleagues, contributing to the knowledge and skill base of the broader team

Benefits

• Annual incentive plan
• Health & Wellness: Health care coverage designed for the mind and body.
• Flexible Downtime: Generous time off helps keep you energized for your time on.
• Continuous Learning: Access a wealth of resources to grow your career and learn valuable new skills.
• Invest in Your Future: Secure your financial future through competitive pay, retirement planning, a continuing education program with a company-matched student loan contribution, and financial wellness programs.
• Family Friendly Perks: It’s not just about you. S&P Global has perks for your partners and little ones, too, with some best-in class benefits for families.
• Beyond the Basics: From retail discounts to referral incentive awards—small perks can make a big difference.

What This Job Offers

• Job Type: Full-time
• Career Level: Senior