Senior Analyst – Insurance Ratings, Denver or New York City
About The Position
When you join S&P Global Ratings and the North American Financial Services Ratings group, you become part of one of the world's leading providers of independent credit risk research and benchmarks. Our team produces high-quality, criteria-based fundamental research in a fast-paced environment that combines rigorous quantitative analysis with deep market expertise. We value collaboration, intellectual curiosity, and the ability to communicate complex credit views clearly to issuers, investors, and the broader market. As a Senior Analyst, you will serve as the primary analyst for assigned property/casualty (P/C) insurance and reinsurance companies, delivering independent credit opinions that directly inform issuers, investors, and market participants. Your work will drive consequential credit assessments in the insurance sector, with direct visibility at issuer C-suite level and influence across the broader market.
Requirements
- 2–4 years of relevant experience in finance, accounting, business, insurance, or mathematics
- Demonstrated experience in financial statement analysis, including GAAP and IFRS accounting standards
- Proficiency in financial modeling and forecasting, with competency in Microsoft Excel, Word, and PowerPoint
- Permanent work authorization for the United States is required
- English: Fluent (able to conduct meetings, collaborate effectively, and communicate clearly in writing and verbally)
Nice To Haves
- Experience in credit analysis and/or the insurance or reinsurance sector
- Understanding of fixed income markets and related credit dynamics
- Ability to manage multiple assignments, prioritize effectively, and meet critical deadlines in a fast-paced environment
- A master's degree or professional certification (such as CFA) is highly valued
- Candidates from traditional finance disciplines as well as diverse academic backgrounds that support innovative and critical thinking
Responsibilities
- Lead all aspects of the ratings process for assigned issuers — from quantitative analysis and issuer engagement to presenting in rating committees and publishing well-supported credit opinions
- Serve as an active voting member of rating committees, deliberating on rating outcomes and reviewing analytical materials prior to publication
- Publish timely credit reports and contribute to sector research, market evaluations, and industry commentaries on emerging and complex insurance topics
- Apply strong criteria knowledge and financial statement analysis skills to assess credit quality, remaining current on industry news and broader market developments
- Collaborate with team members to share analytical insights, support peers, and align day-to-day work with broader team priorities and strategic goals
- Engage professionally with issuers, investors, and other stakeholders to gather information, present findings, and address inquiries
Benefits
- Annual incentive plan
- Health care coverage designed for the mind and body
- Generous time off
- Access to a wealth of resources to grow your career and learn valuable new skills
- Competitive pay
- Retirement planning
- Continuing education program with a company-matched student loan contribution
- Financial wellness programs
- Perks for partners and little ones
- Retail discounts
- Referral incentive awards
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What This Job Offers
Job Type
Full-time
Career Level
Mid Level
