Senior Analyst, Credit

Peachtree Group • Atlanta, GA

7d

About The Position

Peachtree Group is seeking a highly motivated and analytical Senior Credit Analyst to join its growing Credit team. The role evaluates, underwrites, and executes commercial real estate debt investments and financing opportunities across the firm's credit platform. The analyst will work closely with senior leadership and gain exposure to a broad range of credit investments, asset classes, and transaction structures.

The position involves underwriting and credit analysis, detailed financial modeling and valuation, diligence and risk assessment, preparing materials for credit committees, and supporting transactions from structuring through closing. It also includes monitoring portfolio performance, researching markets, improving underwriting practices, and mentoring junior analysts.

Requirements

• Bachelor's degree in Finance, Accounting, Real Estate, Economics, or a related field.
• 3–5+ years of experience in commercial real estate credit, lending, underwriting, investment banking, debt capital markets, or a related field.
• Strong understanding of commercial real estate finance, credit fundamentals, loan structures, and financial analysis.
• Advanced proficiency in Microsoft Excel, including complex financial modeling, cash flow analysis, and sensitivity testing.
• Experience preparing credit memorandums, investment committee materials, and transaction-level underwriting packages.
• Ability to analyze financial statements, assess borrower creditworthiness, and evaluate collateral and transaction risks.
• Familiarity with credit metrics including DSCR, LTV, debt yield, IRR, and cash-on-cash returns.
• Strong written and verbal communication skills, including the ability to present complex financial information clearly and effectively.
• Excellent attention to detail and organizational skills, with the ability to manage multiple transactions in a fast-paced environment.
• Ability to work independently while collaborating effectively with cross-functional teams.

Nice To Haves

• Experience underwriting bridge loans, construction loans, transitional assets, or other structured commercial real estate debt investments.
• Exposure to hospitality and other commercial real estate asset classes.
• Prior experience with a commercial real estate lender, debt fund, private credit platform, investment bank, or financial institution.
• Experience reviewing and structuring complex credit transactions.
• Familiarity with commercial real estate market research platforms and financial modeling tools.

Responsibilities

• Lead and support underwriting and credit analysis of commercial real estate lending opportunities across property types and markets.
• Develop and maintain financial models, cash flow projections, valuation analyses, and sensitivity scenarios.
• Analyze borrower financial statements, property operating performance, market fundamentals, collateral valuations, and transaction structures.
• Prepare credit memorandums, investment presentations, and underwriting packages for internal credit committees and senior leadership.
• Evaluate transaction risks, including leverage, debt service coverage, liquidity, sponsor strength, and market exposure.
• Assist in structuring loan terms, evaluating financing alternatives, and recommending risk mitigation strategies.
• Conduct due diligence, including review of third-party reports, appraisals, environmental assessments, property condition reports, and legal documentation.
• Collaborate with originations, asset management, legal, and capital markets teams throughout the transaction lifecycle.
• Support execution and closing of credit investments by coordinating with internal stakeholders, borrowers, lenders, and external advisors.
• Monitor portfolio performance, identify emerging credit risks, and assist with ongoing asset-level analysis and reporting.
• Perform market research and competitive analysis to support investment decisions and identify lending opportunities.
• Contribute to improvements in underwriting processes, financial models, and credit evaluation methodologies.
• Guide and mentor junior analysts, including reviewing financial analyses and underwriting materials.

What This Job Offers

• Job Type: Full-time
• Career Level: Senior