Senior Analyst, AML Investigations

Circle • Miami, FL

2d • $97,500 - $115,833 • Remote

About The Position

Circle is seeking a Senior Analyst, Anti-Money Laundering (AML) Investigations to join its Investigation Operations team. The role focuses on detecting fraudulent activity, suspicious or illegal behaviors and patterns, and supporting projects that prevent and detect financial crime. The position is suited to an inquisitive AML compliance professional with strong analytical skills and an interest in blockchain technology.

The analyst investigates complex and escalated cases, owns investigations from start to finish, documents filing decisions, and drafts and files high-quality suspicious activity reports and suspicious transaction reports. The role also supports law enforcement, banking partners, internal stakeholders, regulators, and auditors; helps ensure customer compliance with applicable laws and regulations; and works with policy, data, and technology teams to improve detection models, thresholds, and typology coverage. The analyst may also train and provide feedback to other Investigation Operations analysts.

Circle describes its work environment as flexible and encourages new ideas and shared stakeholder participation. The advertised position is remote. Base pay is $97,500–$115,833, with compensation varying based on factors including experience, skills, qualifications, and location.

Requirements

• Bachelor’s degree (B.A./B.S.).
• At least 4 years of experience conducting AML alert reviews, investigations, and applicable reporting; strong knowledge of AML regulations.
• Experience writing clear, well-supported SAR/STR narratives and communicating findings to senior stakeholders, law enforcement, or regulators.
• Deep understanding of blockchain ecosystems, VASPs, and evolving global AML/CFT regulations.
• Extensive experience with blockchain forensic tools such as TRM Labs, Chainalysis, or Elliptic.
• Strong organizational, analytical, written, and verbal communication skills; close attention to detail; and confidence making reasoned, supported decisions.
• Experience analyzing large transactional data sets.
• Ability to work under pressure and tight deadlines, prioritize workloads, and complete tasks in a timely manner.
• Flexibility to adapt quickly to changing demands in an evolving industry.
• Proven ability to collaborate effectively with multiple stakeholders and internal teams.
• Ability to understand complex business problems, structure analytical projects, and formalize complex ideas into well-defined logic.
• Familiarity with generative AI models and prompt development.
• Experience applying artificial intelligence, automation, or machine learning to optimize AML workflows, such as alert triage, data enrichment, and investigative analysis.

Nice To Haves

• A quantitative or technical degree.
• SQL experience.
• CAMS, CFCS, or CFE certification.
• Proficiency in Google Suite, Slack, and Apple macOS.

Responsibilities

• Investigate complex and escalated cases, including L2 escalations from AML alerts, enhanced monitoring reviews, and L1 transaction monitoring reviews; identify activity that may require suspicious activity reporting.
• Own cases end to end, document decisions to file or not file, and draft and file high-quality SARs/STRs.
• Work transaction monitoring alerts as needed and identify trends across work types.
• Fulfill requests from and support external parties, including law enforcement and banking partners, and internal policy, legal, and Compliance Operations partners.
• Escalate significant risks and findings to the MLRO and compliance leadership, and support regulator and audit inquiries.
• Ensure customers comply with applicable laws and regulations to satisfy Circle’s obligations to regulatory authorities.
• Manage time-sensitive workflows and competing priorities while maintaining a strong operational focus.
• Collaborate with policy, compliance data, and technology teams to share trends and insights and improve detection models, thresholds, and typology coverage.
• Conduct training and provide feedback to Investigation Operations analysts as needed.

What This Job Offers

• Job Type: Full-time
• Career Level: Senior