Senior Ag/Commercial Loan Processor - Martin County

Profinium Bank•Fairmont, MN

4h•$20 - $30•Onsite

About The Position

Profinium Bank has an opportunity for a Senior Ag/Commercial Loan Processor role! We are a full-service, family-owned bank located in Southern MN. We believe that your AMAZING is possible & we are dedicated to helping our employees & clients achieve their dreams. Our Core Values of People First, Teamwork, Confidence, Accountable and Excel guide us in these pursuits: Cultivating excellence by challenging ourselves with courage and confidence. Inspiring a fun environment where innovation thrives, mentoring is essential, and our journey is celebrated. Delivering a legendary experience through our unrivaled service and empowering solutions. Vested in our communities' success with leadership, resources and time.

Requirements

Value client experience & are capable of committing to a team culture.
Take pride in providing a quality product & having fun along the way!
High School Diploma or equivalent
1 or more year’s related bank experience in loan operations or support
High numerical aptitude
Able to maintain confidential information
Skills needed in a typical office environment, including computer skills & utilization of office equipment
Attention to Detail
Customer Service Oriented
Verbal & Written Communication
Training
Peer Leadership
Initiative
Reliable
Independent Judgement
Flexible
Teamwork

Nice To Haves

Experience with Jack Henry core system and Laserpro

Responsibilities

Prepare and process new commercial, agricultural, commercial real estate, and agricultural real estate loans, as well as support bank customers in account management, documentation, customer service, and technical support.
Provide support to both consumer and business/ag bankers in all bank locations.
Provide training and support for others on the credit team.
Make recommendations for improving banking functions and creating an AMAZING client experience.
Prepare documentation necessary to close agricultural, commercial, agricultural real estate, commercial real estate loans & HELOC’s.
Review teammate’s agricultural, commercial, agricultural real estate & commercial real estate loan documents for accuracy.
Coordinate the process of closing new loans & renewals with the lender &/or loan assistant to ensure that necessary documents are created to properly close the loan.
Work with Title Companies to obtain preliminary & final title policies. Review title work for accuracy prior to closing.
Upload loans to core software; disburse funds, perfect collateral, set up files & credit track loans after loan has been closed.
Prepare documents necessary to close consumer loans as needed.
Verify loan input in core software.
Manage participation advances & payments. Support participation documentation as requested.
Complete & review UCC lien searches (Pre-close, Post Close & annual as needed).
Obtain credit reports as requested.
Update closed loans & release collateral.
Create & maintain consistent & organized loan files according to bank standards. Scan all documents received. Move old information to transfer files per procedures. Complete & submit reports as assigned.
Provide clerical services to the lending officers such as drafting correspondence, creating spreadsheets, making copies, filing & scanning documents.
Provide other market support to the market leader as assigned.
Balance the loan portfolio.
Provide training to new loan processors on preparing loan documents, uploading, disbursement of funds, perfecting collateral, scanning files, reporting & all other functions of their job description.
Review & qualify new loans for FHLB eligibility & complete the quarterly FHLB reporting.
Recommend & implement operational changes to improve efficiency.
Act as an admin for various products/programs and manage & update them as needed.
Answer client inquiries on bank products, services, accounts & policies; promote cross selling; research & correct account discrepancies.
Provide payoffs & collateral releases as requested.
Achieve referral results based on annual targets communicated by supervisor.
Comply with organization policies, systems, process & procedures with a strong commitment to the overall direction & focus of the organization.
Assist in the support of other bank activities as requested.
Promote the AMAZING positive & energetic environment at Profinium by embracing our Purpose, Pledge & Pursuits (P3’s) & Core Values to guide your behavior.