Ag/Commercial Loan Processor

Profinium Bank•Fairmont, MN

16h•$17 - $26•Hybrid

About The Position

Profinium Bank has an opportunity for an Ag/Commercial Loan Processor based out of our Fairmont location! We are a full-service, family-owned bank located in Southern MN. We offer Personal and Business Banking, Mortgage, Insurance, and Investments. Our services provide tools for our clients to achieve their financial well-being goals. We believe that your AMAZING is possible & we are dedicated to helping our employees & clients achieve their dreams. Our Core Values of putting People First, Teamwork, Confidence, Accountable and Excel help us achieve our pursuits of: Cultivating excellence by challenging ourselves with courage and confidence. Inspiring a fun environment where innovation thrives, mentoring is essential, and our journey is celebrated. Delivering a legendary experience through our unrivaled service and empowering solutions. Vested in our communities' success with leadership, resources and time. Why work at Profinium? As some of our employee testimonials highlight, we value each other, positivity, and collaboration. We thrive on connectivity, teamwork, and pursuing innovative ways to help our employees grow personally & professionally. We care for our employees & their family members, and we understand the importance of whole well-being.

Requirements

High School Diploma or equivalent
High numerical aptitude
Able to maintain confidential information
Skills needed in a typical office environment, including computer skills & utilization of office equipment
Regularly required to move about inside the office to access file cabinets, office machinery, attend meetings, etc.
Ability to operate a computer, carry, handle & feel objects; reach with hands & arms; communicate effectively & efficiently in person & over the phone.
Must occasionally lift &/or move up to 25 pounds or more with assistance.
Ability to travel to other locations as needed.
Specific vision abilities required include close vision, distance vision, peripheral vision, depth perception & the ability to adjust focus.

Nice To Haves

1 or more year’s bank experience

Responsibilities

Prepare documentation necessary to close agricultural, commercial, agricultural real estate, commercial real estate loans & HELOC’s.
Review teammate’s agricultural, commercial, agricultural real estate & commercial real estate loan documents for accuracy.
Coordinate the process of closing new loans & renewals with the lender &/or loan assistant to ensure that necessary documents are created in order to properly close the loan.
Work with Title Companies to obtain preliminary & final title policies. Review title work for accuracy prior to closing.
Upload loans to core software; disburse funds, perfect collateral, set up files & credit track loans after loan has been closed.
Prepare documents necessary to close consumer loans as needed.
Verify loan input in core software.
Manage participation advances & payments. Support participation documentation as requested.
Complete & review UCC lien searches (Pre-close, Post Close & annual as needed).
Obtain credit reports as requested.
Update closed loans & release collateral.
Balance loan portfolio.
Review & qualify new loans for FHLB eligibility.
Create & maintain consistent & organized loan files according to bank standards. Scan all documents received. Move old information to transfer files per procedures. Complete & submit reports as assigned.
Provide clerical services to the lending officers such as drafting correspondence, creating spreadsheets, making copies, filing & scanning documents.
Provide other market support to the market leader as assigned.
Answer client inquiries on bank products, services, accounts & policies; promote cross selling; research & correct account discrepancies.
Provide payoffs & collateral releases as requested.
Achieve referral results based on annual targets communicated by supervisor.
Comply with organization policies, systems, process & procedures with a strong commitment to the overall direction & focus of the organization.
Assist in the support of other bank activities as requested.
Promote the AMAZING positive & energetic environment at Profinium by embracing our Purpose, Pledge & Pursuits (P3’s) & Core Values to guide your behavior.