Senior Actuarial Analyst - THREE

Berkshire Hathaway Direct Insurance Company•Stamford, CT

1d•$100,000 - $155,000•Hybrid

About The Position

The Senior Actuarial Analyst independently leads complex actuarial analyses, influences business decisions, and contributes to team and process development, combining deep technical expertise with strong ownership from analysis through implementation. The Berkshire Hathaway Group of Insurance Companies is looking for an Associate Actuary to support the insurtech initiative, THREE (www.threeinsurance.com). This person will be part of a small, fast-paced team and gain exposure to many parts of the company and insurance product. The ideal candidate will be able to juggle multiple priorities with accuracy and have an entrepreneurial spirit. They will lead state filing implementation, the core focus of the role, while also supporting pricing, business analysis, and product development initiatives for assigned lines of business — partnering closely with underwriting and product teams, and serving as a technical resource in the development and testing of rating and policy administration systems. This job is hybrid. Hybrid associates have 2 mandatory in-office days per week at our Stamford, CT location. We believe the 2-day requirement provides a good balance of quality in-office time while still preserving the convenience of at-home work.

Requirements

Prior experience with rate filings
3+ years of actuarial pricing/reserving experience in Property & Casualty insurance
Proficiency in SQL, R, Python, VBA, or similar data analysis tools

Nice To Haves

Passing the CAS Ratemaking exam (Exam 5 — Basic Ratemaking and Estimating Claim Liabilities) preferred

Responsibilities

Lead regulatory rate filings and system rate implementations for commercial lines, with an emphasis on continually increasing efficiency and quality
Lead the current-state filings capability while defining and executing a long-term filings transformation roadmap
Partner across Pricing, Product, Technology, and the Department of Insurance to improve efficiency, quality, and regulatory responsiveness
Identify opportunities to use automation, artificial intelligence, and modern analytical tools to improve processes and convert filing information into scalable business insights
Establish strong peer-review and governance practices, and resolve process gaps
Represent THREE's position with regulators, auditors, and external partners as needed
Contribute to rate indications, reserving analyses, profitability studies, and other actuarial projects across BOP, Umbrella, Workers' Compensation, and Commercial Auto, owning work from analysis through implementation
Assist across a diverse product set — including liquor liability and catastrophe-exposed perils — applying business and actuarial expertise to develop effective, well-informed solutions
Help identify and implement improved methods and processes to enhance team effectiveness, and present analyses and recommendations clearly to influence decisions across all levels

Benefits

Medical (PPO/HDHP), vision, disability, and life insurance.
Enhanced dental plan with orthodontia coverage in addition to a standard plan.
Generous PTO plan for all benefit-time eligible employees.
Paid company holidays and 4 floating holidays.
Paid parental leave.
Employee Retirement Savings Plan/401(k) with company match and immediate vesting.
Education Assistance Program that offers 100% upfront tuition reimbursement after 6 months of service for approved degree programs.
Service Recognition Program that provides a monetary award to be used toward a vacation every 5 years of employment.
Wellness Initiatives that include Fitness Center and Weight Watchers Reimbursement programs.
Voluntary benefits that include accident, critical illness, and hospital indemnity.
Employee discount and rewards program on travel, tickets, electronics, home, and more.