Senior Accountant, Treasury & Payments

Arboreal Management

21h•Remote

About The Position

Arboreal Management is hiring a Senior Accountant to own treasury and payment processing across a portfolio of several hundred property and ownership entities. The role combines daily cash and payment operations with accounting work: recording transactions, reconciling accounts, maintaining audit trails, and explaining activity to owners, lenders, and auditors. The accountant prepares outgoing payments for approval but does not have unilateral release authority. The position manages cash positioning and bank reconciliations, reviews approved bills against available property-level cash, prepares payment batches, and administers wires, ACH transactions, lender debits, and debt-service funding. It also records and reconciles loan, escrow, and intercompany activity; supports month-end close and audits; and coordinates bank transitions, including confirming recurring transactions have moved before old accounts are closed. The role is an independent contractor engagement, not employment. The contractor invoices for hours worked, supplies their own computer and internet connection, and is responsible for taxes and statutory contributions in their country of residence. Company-paid benefits, leave accrual, and statutory employment entitlements do not apply. Arboreal provides software licenses and system access and requires completion of Form W-8BEN to document non-US status for tax purposes.

Requirements

Bachelor’s degree in accounting, or in finance with substantial accounting coursework.
At least five years of progressive accounting experience, including at least two years in public accounting (audit or assurance).
Accounts payable and treasury or cash-management experience, including hands-on execution of wires and ACH.
Experience managing cash and payments across many bank accounts, legal entities, and distinct clients simultaneously, rather than a single-entity cash cycle.
Strong command of accrual accounting, including the ability to prepare and support journal entries, accruals, and reconciliations without a template.
Ability to work independently in a fast-paced environment, manage parallel obligations, and reprioritize calmly.
Advanced Excel skills, including lookups, pivot tables, precise reconciliations, and building working files others can follow.
Strong written English and confidence raising problems early in writing.
A reconciliation mindset and willingness to investigate unexplained variances.
Reliable home working setup with stable high-speed internet, a quiet workspace, and a backup connection to support six hours of Pacific overlap.
Follow segregation-of-duties requirements: prepare and document payments while a separate approver releases them.
Verify payment-instruction changes by callback to a known contact, not by replying to the requesting email.
Maintain client-fund and entity boundaries; do not cross entity boundaries to address timing issues.

Nice To Haves

Active CPA license (Philippine or US).
Real estate or property management accounting experience, including trust or client-funds handling.
Hands-on experience with AppFolio or a comparable property management accounting platform.
Experience with commercial bank portals, positive pay, and ACH origination files.
Exposure to lender servicing, loan payment administration, or covenant reporting.
Experience writing procedures for work performed for the first time and using automation or AI tools to reduce manual process steps.

Responsibilities

Maintain daily and weekly cash positions across managed bank accounts by entity and ownership group.
Reconcile bank activity to the general ledger, clear differences, maintain current reconciling items, and flag accounts at risk of shortfall.
Maintain accurate bank-account inventories, including openings, closings, signers, ownership changes, and entity renames.
Review approved bills against available property cash and decide whether to approve, hold, or partially pay them, documenting the reasoning.
Prioritize payments based on exposure, including shutoff-risk utilities, taxes, insurance, debt service, and lien-capable vendors.
Build payment batches for approval, then release and record payments after approval.
Return duplicate, miscoded, or unsupported bills to the AP team before payment.
Respond to vendor questions about payment status and timing.
Prepare wires and ACH transactions for review and approval with complete supporting documentation.
Verify payee banking details through an independent source and apply callback verification to new or changed payment instructions.
Track bank cutoffs, confirm settlement, and resolve payment returns, rejects, and recalls.
Complete and maintain lender banking forms and ACH debit authorizations, and maintain a register of lender debits and their accounts, dates, and amounts.
Assist with ACH and lender auto-payment setup for new properties and confirm the first debit uses the correct account.
Track debt service by property and lender, including due dates, amounts, funding accounts, and clearing status.
Identify debt-service shortfalls and assemble funding options for review.
Record loan payments, escrow activity, and intercompany transfers on both sides; reconcile due-to and due-from balances.
Reconcile scheduled debt payments against actual cleared payments and escalate exceptions.
Prepare journal entries and accruals for cash, payment, intercompany, and debt activity with clear supporting documentation.
Reconcile cash, intercompany, and loan balances at month end and deliver them according to the close calendar.
Prepare audit-ready workpapers and respond to external auditor, lender, and owner requests.
Identify and correct upstream errors, including duplicate payments, wrong-entity postings, and one-sided transfer entries.
Support bank-account migrations and maintain a daily cutover tracker of completed, pending, and remaining activity.
Ensure recurring debits, autopayments, and transfers are repointed before old accounts are closed.
Write and maintain procedures for owned work, strengthen controls, and maintain audit-grade documentation.
Help automate repetitive treasury and payment work by testing tools and payment rails before live use.