SBA Portfolio Coordinator

Banner Bank•Sacramento, CA

7d•Onsite

About The Position

As an SBA Portfolio Coordinator, you'll play an important role in supporting the health and performance of our SBA lending portfolio. Working closely with the SBA Portfolio Manager and Business Development Officers, you'll help ensure loans are properly monitored, required documentation is maintained, and portfolio risks are identified and addressed in a timely manner. This is a great opportunity for a lending professional who enjoys financial analysis, portfolio management, and building strong relationships while helping clients and colleagues succeed.

Requirements

Bachelor's degree in a related field (Required). An equivalent combination of education and experience can be considered in lieu of a degree.
4 or more years of lending, portfolio management, commercial lending, and/or commercial real estate experience (Required).

Nice To Haves

Strong analytical skills and a solid understanding of financial accounting principles.
Ability to spread and analyze financial statements, cash flows, and tax returns for businesses and individuals with moderate to complex organizational structures.
Understanding of company formation structures and ability to identify borrowing entities and guarantor relationships.
Working knowledge of portfolio management priorities, including reporting issues, concentrations, maturities, delinquencies, loan performance, covenant monitoring, and risk ratings.
Clear and professional communication, both verbally and in writing.
Organized, detail-oriented, and able to manage multiple priorities effectively.
Ability to build strong relationships with clients and business partners while providing exceptional service and support.
Ability to identify client needs, recognize cross-sell opportunities, and contribute to retention and prospecting efforts.
Proficiency in Microsoft Word, Excel, Access, and similar business applications.
Understanding of federal and state laws and regulations related to commercial lending.

Responsibilities

Assist the SBA Portfolio Manager with analyzing and investigating credit and financial information for existing customers.
Support the tracking and monitoring of financial information for new, renewed, and existing loans.
Monitor loan covenants and other loan terms to ensure ongoing compliance.
Establish, review, update, and maintain loan files and portfolio monitoring systems.
Assist with managing portfolio priorities, including reporting issues, maturities, delinquencies, loan performance, and risk ratings.
Partner with Business Development Officers to collect outstanding financial information and documentation needed for loan requests.
Provide technical and advisory support to Business Development Officers as needed.
Help identify and address portfolio maintenance and customer service needs.
Ensure compliance with company policies, credit policies, auditing procedures, security requirements, and applicable government regulations.
Support department goals and contribute to the overall quality and performance of the SBA portfolio.