SBA Loan Closer
About The Position
Powered by Fifth Third Bank, Provide empowers entrepreneurs to build their legacies. As the leader in tech-enabled financial services for aspiring and established small business owners, Provide offers an unmatched combination of industry expertise, personalized service, and customized financial products — enabling entrepreneurs to achieve their ownership dreams, realize financial independence, and strengthen their communities. Founded in a one-bedroom San Francisco apartment in 2013, Provide was acquired by Fifth Third in 2021, and in 2023, was named one of Fast Company’s Most Innovative Companies. Learn more at getprovide.com, and join the conversation on LinkedIn, Instagram, and TikTok. Provide’s Sales team is looking for a bold, compassionate, and focused SBA Lending Consultant to empower small business owners to build their legacies by driving the growth and success of the Bank’s Small Business Administration (SBA) loan portfolio. In this role, you will focus on acting as an SBA subject matter expert to educate customers and internal partners about SBA loan products, structuring loans to meet SBA guidelines, and presenting and selling loan products to both existing customers and prospects. As a Provide and Fifth Third Bank team member, you will be responsible and accountable for risk by openly exchanging ideas and opinions, elevating concerns, and personally following policies and procedures as defined. You will be accountable for always doing the right thing for customers and colleagues and ensuring that actions and behaviors drive a positive customer experience. While operating within the risk appetites of Provide and Fifth Third Bank, you will be expected to achieve results by consistently identifying, assessing, managing, monitoring, and reporting risks of all types.
Requirements
- Bachelor’s degree in business, finance, or related field, or equivalent experience
- Minimum three (3) years of experience in SBA lending, including hands-on experience with SBA loan origination and servicing, and familiarity with SBA loan packaging and submission platforms (e.g., SBA One)
- In-depth knowledge of SBA loan programs and SOPs
- Demonstrated ability to structure and present compelling and compliant SBA loan deals
- Strong interpersonal and communication skills with the ability to influence and educate others
- Experience partnering directly with bankers, business development officers, or sales teams
- Experience navigating the SBA eligibility and underwriting process
- Strong analytical and credit skills
- Ability to work cross-functionally with internal and external stakeholders
- Comfort in customer-facing environments
- Demonstrated strong attention to detail
- Self-motivated working style and strong problem-solving skills
Nice To Haves
- Experience facilitating SBA loan transactions for customers sourced by branches, business bankers, relationship managers, or other bank channels
Responsibilities
- Evaluate customer needs and ensure all SBA lending activities meet SBA Standard Operating Procedures (SOPs)
- Collaborate with internal partners to identify SBA-eligible lending opportunities
- Assist in prospect conversations, loan structure support, and eligibility summaries for SBA underwriting approval
- Help train front-line staff and internal partners on SBA programs, guidelines, and eligibility
- Conduct ongoing sessions to update teams on SBA policy changes or program enhancements
- Coordinate with attorneys, along with internal operations and closing partners, to ensure smooth and timely loan closings
- Maintain accurate pipeline reporting and help prepare necessary documentation for SBA submission and loan approval
Benefits
- Comprehensive benefits and differentiated compensation offerings
- Eligible to participate in an incentive compensation plan
- Extensive benefits programs designed to support the individual needs of employees and their families, encompassing physical, financial, emotional and social well-being.
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What This Job Offers
Job Type
Full-time
Career Level
Mid Level
