SBA Lender

Bank of Oak Ridge • Raleigh, NC

16h • Remote

About The Position

We are seeking a driven, relationship-focused SBA 7(a) lending professional to help grow our small business portfolio and deliver an exceptional borrower experience. In this role, you will source and develop new loan opportunities, build trusted partnerships with business owners and referral sources, evaluate credit needs, and guide borrowers through the full loan lifecycle. Open to candidates based in the southeastern US.

Requirements

• Minimum education level of HS Diploma or equivalent.
• 5+ years of lending experience at a bank or financial institution.
• Previous sales experience, financial analysis background, and strong willingness to work and continue to learn.
• Demonstrated ability to meet or exceeds sales goals.
• Excellent communication, presentation and customer service skills.
• Proficient with Microsoft Office Suite (Word, Excel, PowerPoint and Outlook).

Nice To Haves

• Bachelor’s Degree preferred.
• 2+ years of experience in SBA lending, closing or servicing preferred.
• Working knowledge of current SBA SOP strongly preferred.

Responsibilities

• Source and identify SBA 7(a) loan opportunities.
• Establish relationships with small business owners, entrepreneurs, brokers, COIs and other referral partners.
• Maintain in-depth knowledge of and adhere to the Standard Operating Procedures of the US Small Business Administration.
• Evaluate borrowing needs and perform basic underwriting analysis to recommend appropriate SBA loan products.
• Interview loan applicants, collect and analyze financial and related data to determine the general creditworthiness of the prospect and the merits of the specific loan request.
• Guide the loan through processing, working with the borrower from application through life of the loan as the primary point of contact.
• Collaborate with internal and external partners to assist with underwriting, closing and post-closing matters.
• Comply with Bank Secrecy Act and Anti-Money Laundering federal regulations and guidelines, internal bank policies, and complete annual training requirements.

What This Job Offers

• Job Type: Full-time
• Career Level: Mid Level
• Education Level: High school or GED