Commercial Lender
Park National Bank•Louisville, KY
•Onsite
About The Position
This role is for a Commercial Lender, with the specific level (I, II, or III) determined by the candidate's experience. The position involves identifying business leads, evaluating loan requests, preparing loan documentation, managing a loan portfolio, and ensuring compliance with bank policies and risk management concepts. The role requires a high level of customer service and the ability to work collaboratively within a team.
Requirements
- Minimum of 5 years commercial lending experience required
- HS Diploma or GED
- Basic Computer Skills
- Organizational Skills/Detail Oriented
- Analytical Thinking
- Able to Multi-Task or Juggle Priorities
- Problem/Situation Analysis
- Technical Expertise
- Strategic Planning and Decision Making
- Competency
- Ability to influence others
- Ability to build collaborative relationships
- Ability to work as part of a team
Nice To Haves
- Bachelor’s degree or equivalent experience as a commercial sales officer preferred
Responsibilities
- Identify business leads and prospects for future opportunities, including providing general Bank information and cross selling services
- Meet with and interview applicants to review and evaluate loan requests, including loan alternatives, credit criteria, interest rates, and necessary loan documentation
- Prepare, or assist in preparing with Credit Analysts, written submission for consideration by the appropriate loan approval authority
- Structure loans within loan policy
- Identify problems or potential problems with credit information and coordinate with the necessary party to resolve the problems
- Prepare loan proposals consistent with the loan approval for presentation to applicants
- Review loan documents and related closing documentation for accuracy and consistency with approval
- Monitor construction loans including budgets, loan advances, conducting property inspections and all related documentation required by loan policy
- Manage loan portfolio including renewals, modifications, covenant tracking, financial statement collection, collections, and general portfolio monitoring
- Handle more complex loan requests, issues and problems, and refer only the most complex to Commercial Lender III or Commercial Lending Manager
- Participate in identifying, measuring, monitoring, controlling and mitigating departmental and enterprise-wide risks
- Maintain awareness of and adherence to Bank’s compliance requirements and risk management concepts, expectations, policies and procedures and apply them to daily tasks
- Deliver a consistent, high level of service within our Service Excellence standards
- Other duties as assigned
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What This Job Offers
Job Type
Full-time
Career Level
Entry Level
Education Level
High school or GED
