SBA Credit Intern - Summer 2027

Internship•Carmel, IN

About The Position

Are you looking for an internship that encourages creativity and innovation? We believe our people make the difference in our business, and our interns are no exception. In our internship program you will be responsible for supporting your assigned team with a variety of projects and administrative work. No coffee runners work here in the summer; you will do real work that you can add to your resume once you have completed this program. For our top performing interns, this program is our pipeline for many of our entry level full-time positions. As an SBA Credit Intern, you will… Play a vital role in assessing risk of a portfolio of Small Business Administration (SBA) loans. You will spread and analyze borrower financial statements and make recommendations to management regarding additional due diligence required for higher risk credits. Using cutting edge AI spreading tools, you will learn how financial statements are spread to make decisions on the specific risk grades associated with borrower relationships. You will have an opportunity to learn about collateral perfection, and the activities a bank must perform to ensure the integrity of assets that serve as collateral for our loans. The goal is that you will take what you have learned in your course work, apply it to your projects and then implement those solutions or recommendations. Have both a manager and mentor to help guide your through our program and your day-to-day work. Be given the opportunity to deliver a final presentation of your project/s results and make business recommendations to your department, team members and Company leadership. We also offer weekly HR Development Days to help our interns grow professionally and learn about our industry.

Requirements

Completed at least sophomore year of college.
Graduates are welcome to apply.
All degree programs will be considered.
High school diploma or GED from an accredited institution required.
Exhibit core disciplines: Teamwork, Communication, Critical Thinking, Integrity, Self-Discipline, and Adaptability.

Nice To Haves

Mock interviews and resume review with talent management team.
LinkedIn training to build personal profile and learn about online professional networking.
DISC Assessment coursework on improving teamwork, communication, and productivity.
Attend "Company Insiders" Training to learn about company success stories and departmental functions.

Responsibilities

Play a vital role in assessing risk of a portfolio of Small Business Administration (SBA) loans.
Spread and analyze borrower financial statements and make recommendations to management regarding additional due diligence required for higher risk credits.
Learn how financial statements are spread to make decisions on the specific risk grades associated with borrower relationships using AI spreading tools.
Learn about collateral perfection and the activities a bank must perform to ensure the integrity of assets that serve as collateral for loans.
Apply coursework to projects and implement solutions or recommendations.
Deliver a final presentation of project results and make business recommendations to department, team members, and Company leadership.
Participate in weekly HR Development Days for professional growth and industry learning.