SBA Credit Analyst 6

U.S. Bank•Brookfield, WI

3d•$98,175 - $115,500

About The Position

The SBA Credit Analyst is responsible for approving credit extensions and/or recommending approval or denial to the individuals making final lending decisions on new, renewal, and extension loans. Before making or advising on a credit decision, the analyst conducts a complete credit analysis by gathering, analyzing, and interpreting credit information about existing and prospective customers. The analyst reviews customer accounts and portfolios to identify and evaluate potential credit-quality issues and determine appropriate actions to maximize credit quality while minimizing risk and potential loss. Technological tools, including computer software, may be used to assess individual credits or portfolios, compare possible courses of action, and support recommendations or decisions.

Requirements

Bachelor’s degree or equivalent work experience.
Typically six or more years of relevant experience.
Strong credit analysis and analytical skills.
In-depth knowledge of credit analysis, credit administration, credit policy and procedures, and risk analysis.
Effective technical report-writing skills.
Effective verbal and written communication skills.
Proficient computer navigation skills using a variety of software packages.

Nice To Haves

Background in economics, accounting, and/or finance.
Master’s degree or CPA certification.

Responsibilities

Approve extensions of credit and/or recommend approval or denial of new, renewal, and extension loans to final lending decision-makers.
Gather, analyze, and interpret credit information on existing and prospective customers as part of a complete credit analysis.
Review customer accounts and portfolios to identify, evaluate, and determine appropriate actions for potential credit-quality issues.
Use technological tools and computer software to evaluate credits or portfolios and compare possible courses of action.
Make credit recommendations and/or decisions after considering available alternatives.

Benefits

Healthcare coverage, including medical, dental, and vision insurance.
Basic term and optional term life insurance.
Short-term and long-term disability coverage.
Pregnancy disability and parental leave.
401(k) and employer-funded retirement plan.
Paid vacation of two to five weeks depending on salary grade and tenure.
Up to 11 paid holiday opportunities.
Adoption assistance.
Sick and Safe Leave accruals of one hour for every 30 hours worked, up to 80 hours per calendar year unless otherwise provided by law.
Incentive and recognition programs.
Equity stock purchase, 401(k) contribution, and pension, subject to eligibility requirements.