SBA Credit Analyst

U.S. Bank•Brookfield, WI

3d•$98,345 - $115,700

About The Position

The SBA Credit Analyst is responsible for approving credit extensions and/or recommending approval or denial to the person or persons making final lending decisions on new, renewal, and extension loans. Before making a credit decision or advising final decision-makers, the analyst conducts complete credit analyses by gathering, analyzing, and interpreting credit information about existing and prospective customers. The analyst reviews customer accounts and portfolios to identify, evaluate, and determine appropriate responses to potential credit quality issues, with the goals of maximizing credit quality and minimizing risk and potential loss to the company. The role may use technological tools, including computer software, to assist with evaluating individual credits or portfolios, comparing possible courses of action, and supporting recommendations or decisions.

Requirements

Bachelor’s degree or equivalent work experience.
Typically five or more years of relevant experience.
Strong credit analysis and analytical skills.
In-depth knowledge of credit analysis, credit administration, credit policy and procedures, and risk analysis.
Background in economics, accounting, and/or finance.
Effective technical report-writing skills.
Effective verbal and written communication skills.
Proficient computer navigation skills using a variety of software packages.

Nice To Haves

Master’s degree or CPA certification.

Responsibilities

Approve credit extensions and/or recommend approval or denial of new, renewal, and extension loans to final lending decision-makers.
Gather, analyze, and interpret credit information on existing and prospective customers as part of complete credit analyses.
Review customer accounts and portfolios to identify and evaluate potential credit quality issues and determine appropriate courses of action.
Use technological tools, including computer software, to evaluate individual credits or portfolios and compare possible courses of action.
Make credit recommendations and/or decisions after considering possible courses of action.

Benefits

Healthcare coverage, including medical, dental, and vision.
Basic term and optional term life insurance.
Short-term and long-term disability coverage.
Pregnancy disability and parental leave.
401(k) and employer-funded retirement plan.
Paid vacation of two to five weeks, depending on salary grade and tenure.
Up to 11 paid holiday opportunities.
Adoption assistance.
Sick and Safe Leave accruals of one hour for every 30 hours worked, up to 80 hours per calendar year unless otherwise provided by law.
Incentive and recognition programs.
Equity stock purchase 401(k) contribution and pension, subject to eligibility requirements.