Safety and Loss Control Consultant - KY

Encova Insurance • Kentucky, home-based, KY

5d • $77,450 - $138,790 • Remote

About The Position

Encova Insurance is seeking an experienced Safety and Loss Control professional to partner with policyholders, identify risks, and promote effective loss-prevention strategies. This is a remote position. The ideal candidate will live within a two-hour drive of Louisville, Kentucky, and be able to travel throughout the assigned territory. A company vehicle will be provided. Experience working in an insurance carrier capacity is preferred. The position may be filled at the senior level, and the stated salary range covers both non-senior and senior levels.

The Consultant conducts loss analysis and research before performing on-site occupational safety and loss-prevention surveys. They assess policyholders’ safety efforts, identify occupational hazards, report findings, and recommend ways to correct hazards and address safety-program needs. The role also supports underwriting with risk assessments, participates in management and policyholder training, and researches relevant literature, laws, standards, and technical developments.

The Consultant works with standard-to-large accounts and accounts with more complex hazards and safety issues. They may mentor Safety and Loss Control Trainees and participate in policyholder training with Senior Safety and Loss Control Consultants. The role requires broad working knowledge of loss control across general and products liability, workers’ compensation, property, auto/fleet, and risk improvement.

Requirements

• Bachelor’s degree from an accredited college or university.
• Knowledge of core occupational safety and industrial hygiene processes and effective safety program management.
• Knowledge of risk management as it relates to safety and industrial hygiene in business operations.
• Knowledge of workers’ compensation laws, policies, and rules, and of insurance and risk-management principles.
• Basic understanding of guaranteed-cost, deductible, and retrospective-rating plans and how accident prevention affects them.
• Knowledge of rating systems, experience-modification-factor calculations, and the elements of those formulas.
• Understanding of U.S. Department of Labor Bureau of Labor Statistics loss information and the formulas and principles used to calculate policyholder incidence rates.
• Knowledge of basic business financial principles for evaluating the cost effectiveness and return on investment of recommended solutions.
• Ability to make sound judgments, work independently, and establish and maintain effective working relationships with policyholders, regulatory agencies, and labor communities.
• Working knowledge of Microsoft Word, Excel, and PowerPoint.
• Ability to compile, analyze, and report findings.
• Knowledge of Federal OSHA, MSHA, DOT, and NFPA standards.
• Ability to communicate effectively orally and in writing.
• Ability to safely operate a motor vehicle and hold a valid driver’s license.
• Ability to travel throughout the assigned territory.
• Residence within a two-hour drive of Louisville, Kentucky is specified for the ideal candidate.

Nice To Haves

• Degree preferably in safety, industrial hygiene, engineering, or a related field.
• Master’s degree in Safety or Industrial Hygiene from an accredited college or university.
• Two years of full-time or equivalent part-time paid occupational safety management or occupational safety management consulting experience in industry or insurance.
• Certified Safety Professional (CSP), Certified Industrial Hygienist (CIH), Associate in Risk Management (ARM), or Associate Safety Professional (ASP) certification.
• Experience working in an insurance carrier capacity.
• Experience suitable for consideration at the senior level.

Responsibilities

• Consult with policyholders to improve occupational safety programs and performance and promote safer, healthier workplaces.
• Provide underwriters with information about policyholders’ safety levels and risk conditions.
• Evaluate policyholder safety programs and work sites for hazardous conditions.
• Conduct simple industrial hygiene testing.
• Research literature, standards, laws, and rules to develop effective solutions for policyholders.
• Develop cost-effective methods to correct hazardous conditions.
• Analyze loss information to identify accident trends and recommend effective solutions.
• Prepare accurate, timely reports for underwriting on hazards, control effectiveness, and policyholder willingness to follow recommendations.
• Keep underwriting informed about changes in hazards or exposures by sharing policyholder reports and preparing special reports.
• Respond promptly to safety-related requests from policyholders, underwriters, and other agencies.
• Communicate ideas and issues with management to reach successful agreements through innovation, creativity, and compromise.
• Provide leadership and motivation to support staff to achieve loss-control goals and objectives.
• Participate in management training and policyholder training sessions, including sessions with Senior Safety and Loss Control Consultants.
• Mentor and guide Safety and Loss Control Trainees as needed.
• Perform other duties as assigned.

Benefits

• Health, dental, and vision insurance.
• Company-provided life and income-protection plans.
• Eligibility to participate in a company incentive bonus program.
• 401(k) retirement plan with a 100% company match up to 7% of annual salary.
• Paid time off, paid holidays, and floating holidays.
• Flexible work arrangements, including remote or hybrid arrangements depending on the role.
• Company vehicle provided.

What This Job Offers

• Job Type: Full-time
• Career Level: Mid Level