Safety and Loss Control Consultant

Encova Insurance•Tennessee, home-based, TN
•$77,450 - $138,790•Remote

About The Position

The Safety and Loss Control Consultant conducts loss analysis and research before performing occupational safety and loss prevention surveys to assess policyholders’ safety efforts and identify workplace hazards. The consultant reports findings to management, recommends corrective actions and improvements to safety and loss control programs, participates in management training, researches safety-related literature, laws, standards, and technical developments, and provides risk assessments to Underwriting in support of underwriting decisions. The role serves standard-to-large accounts and accounts with more complex hazards and safety issues. The consultant may mentor Safety and Loss Control Trainees and participates in policyholder training alongside Senior Safety and Loss Control Consultants. The work covers property and casualty loss control, including General and Products Liability, Workers’ Compensation, Property, Auto/Fleet, and Risk Improvement. This is a remote role; candidates with Package, Auto, and Workers’ Compensation experience residing in Eastern Tennessee are preferred, though candidates in Middle Tennessee may also be considered. A company vehicle is provided. The position reports to a Director, Safety and Loss Control. A senior-level hire may be considered; the stated salary range includes both non-senior and senior levels.

Requirements

  • Bachelor’s degree from an accredited college or university.
  • Knowledge of core occupational safety and industrial hygiene processes and effective safety program management.
  • Knowledge of risk management as it relates to safety and industrial hygiene in business operations.
  • Knowledge of workers’ compensation laws, policies, and rules, and of insurance and risk management principles.
  • Basic understanding of guaranteed cost, deductibles, retrospective rating plans, and the impact of accident prevention on each plan.
  • Knowledge of rating systems, experience modification factor calculations, and the elements of each formula.
  • Understanding of U.S. Department of Labor Bureau of Labor Statistics loss information and incidence-rate calculations for policyholders.
  • Knowledge of basic business financial principles to assess the cost effectiveness and return on investment of recommended hazard and exposure solutions.
  • Ability to make sound judgments, work independently, and establish and maintain effective working relationships with policyholders, regulatory agencies, and labor communities.
  • Working knowledge of Microsoft Word, Excel, and PowerPoint.
  • Ability to compile, analyze, and report findings.
  • Knowledge of Federal OSHA, MSHA, DOT, and NFPA standards.
  • Effective oral and written communication skills.
  • Ability to safely operate a motor vehicle and hold a valid driver’s license.

Nice To Haves

  • Master’s degree in Safety or Industrial Hygiene from an accredited college or university.
  • Two years of full-time or equivalent part-time paid occupational safety management or occupational safety management consulting experience in industry or insurance.
  • Certified Safety Professional (CSP), Certified Industrial Hygienist (CIH), Associate in Risk Management (ARM), or Associate Safety Professional (ASP) certification.
  • Experience with Package, Auto, and Workers’ Compensation.
  • Residence in Eastern Tennessee; Middle Tennessee candidates may also be considered.

Responsibilities

  • Consult with policyholders to improve occupational safety programs and performance and help create safer, healthier workplaces.
  • Provide underwriters with information about policyholders’ safety levels.
  • Evaluate policyholder safety programs and work sites for hazardous conditions.
  • Conduct simple industrial hygiene testing.
  • Research literature, standards, laws, and rules to develop effective solutions for policyholders.
  • Develop cost-effective methods to correct hazardous conditions.
  • Analyze loss information to identify accident trends and recommend effective solutions.
  • Provide Underwriting with accurate, timely reports on hazards, control effectiveness, and policyholder willingness to follow recommendations.
  • Keep Underwriting informed of changes in hazards or exposures through policyholder report copies and special reports.
  • Respond in a timely manner to safety-related requests from policyholders, underwriters, and other agencies.
  • Communicate ideas and issues with management to reach successful agreements through innovation, creativity, and compromise.
  • Provide leadership and motivation to support staff in achieving loss control goals and objectives.
  • Participate in management training programs and policyholder training sessions with Senior Safety and Loss Control Consultants.
  • Mentor and provide guidance to Safety and Loss Control Trainees as needed.
  • Perform other duties as assigned.

Benefits

  • Health insurance
  • Dental insurance
  • Vision insurance
  • Company-provided life and income protection plans
  • Eligibility to participate in a company incentive bonus program
  • 401(k) retirement plan with 100% company match up to 7% of annual salary
  • Paid time off
  • Paid holidays
  • Floating holidays
  • Flexible work arrangements, including remote or hybrid options depending on the role
  • Company-provided vehicle
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