Risk & Underwriting Leadership Development Program Analyst (RULDP) January Class
About The Position
Your Future in Underwriting Starts Here. Imagine a career where your ideas, analysis, and judgment help drive smarter decisions and stronger outcomes. In RULDP Evolve at The Cigna Group, you won’t just learn underwriting; you’ll live it. Through immersive training, mentorship, and real responsibility, you’ll gain the confidence and expertise to evaluate risk, influence strategy, and build a career with purpose and impact. Designed to support your transition from academia to industry, this program is ideal for recent graduates and early‑career professionals who are curious, motivated, and eager to apply their academic knowledge in a real-world setting.
Requirements
- Bachelor’s degree is required.
- If your degree is outside these majors/minors, you must have relevant prior experience or an internship in the analytics, finance, or insurance space.
- Demonstrated quantitative capability (coursework, projects, or experience) and comfort working with math and numbers
- Strong written and verbal communication skills, including the ability to present recommendations with clarity
Nice To Haves
- GPA 3.0 or higher
- Strong analytical and critical thinking skills
- Confident negotiator and problem-solver
- Customer-focused mindset
- Proficiency with Excel or similar analytical tools
- Growth mindset and learning agility; comfortable using feedback to make improvements.
Responsibilities
- Assess risk characteristics and recommend pricing and terms that balance competitiveness with financial discipline.
- Apply quantitative analysis and underwriting judgment to evaluate profitability drivers and articulate trade-offs.
- After training, help manage a book of business by monitoring performance, identifying trends, and taking proactive action.
- Collaborate with Sales and Account Management to design solutions that meet customer needs and support retention.
- Negotiate with clients and brokers using clear rationale, professional presence, and strong follow-through.
- Share insights and best practices that improve underwriting consistency, efficiency, and outcomes.
Benefits
- Medical
- Vision
- Dental
- Well-being and behavioral health programs
- 401(k)
- Company paid life insurance
- Tuition reimbursement
- A minimum of 18 days of paid time off per year
- Paid holidays
- Leaves of absence
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What This Job Offers
Job Type
Full-time
Career Level
Entry Level
