Cigna Pharmacy Risk & Underwriting Lead Analyst (Hybrid)
About The Position
The job profile for this position is Risk & Underwriting Lead Analyst, which is a Band 3 Senior Contributor Career Track Role. We value our talented employees, and whenever possible strive to help one of our associates grow professionally before recruiting new talent to our open positions. If you think the open position you see is right for you, we encourage you to apply! Our people make all the difference in our success. Role Summary: Drive profitable growth across a complex pharmacy portfolio by developing data-driven pricing strategies, leading customer negotiations, and partnering closely with Sales to win and retain business. Leveraging advanced analytics, financial modeling, and market intelligence, you will influence pricing decisions, product positioning, underwriting practices, and go-to-market strategies that deliver value for customers and the business.
Requirements
- 3+ years of experience in Pharmacy Underwriting or related fields
- Experience working with large datasets and applying data-driven insights to business decisions.
- Proven ability to make sound decisions with a strong understanding of internal and external financial implications
- Experience using SQL, reporting tools, or other analytical platforms to support pricing and underwriting decisions.
- Bachelor’s degree or equivalent relevant work experience required
- In-depth knowledge of market dynamics, competitive conditions, and pricing drivers
Responsibilities
- Manages an assigned book of pharmacy business with accountability for profitable growth, persistency, and earnings performance.
- Conducts case-specific risk assessments and develops account-level pricing strategies.
- Leads rate development and customer negotiations in collaboration with Sales for complex pharmacy accounts.
- Develops, executes, and monitors account plans to drive growth and profitability.
- Analyzes market trends and competitive dynamics to deliver strategic recommendations on pricing and product positioning.
- Influences underwriting best practices and provides consultative input to matrix partners on product development and pricing strategy.
Benefits
- medical
- vision
- dental
- well-being and behavioral health programs
- 401(k)
- company paid life insurance
- tuition reimbursement
- 18 days of paid time off per year
- paid holidays
- leaves of absence
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What This Job Offers
Job Type
Full-time
Career Level
Senior
