Risk Specialist I

American 1 Credit Union•Jackson, MI

6d•$0 - $21•Onsite

About The Position

The Risk Specialist I supports the credit union by administrating the Bank Secrecy Act, the disaster recovery program, record retention, and fraud monitoring. This position ensures the credit union is in compliance with all policies and procedures, federal and state laws, rules, and regulations, and assists with administering assigned areas of risk, compliance, and fraud. The Risk Specialist I provides exceptional member service, both internal and external, and works within the team to support branch operations teams.

Requirements

Equivalent to a high school degree
6 months to 2 years of similar or related experience
Advanced proficiency with Microsoft Excel, Word, and PowerPoint applications
Strong interpersonal, verbal, and written communication skills

Nice To Haves

Excellent verbal and written communication skills
Working knowledge of PC applications such as Microsoft Office
Ability to work independently or as a member of a team.
Ability to identify weaknesses in the auditing program and address them with management to ensure maximum efficiency.
Knowledge of credit union products, services, policies, regulations, and procedures
Ability to express oneself clearly and articulately both orally and in writing.
Ability to make decisions and take initiative in problem resolution.
Ability to exercise tact and responsibility with handling confidential information.
Ability to adapt and change processes/procedures when needed to ensure efficiency.

Responsibilities

Ensures compliance with BSA/AML regulations through monitoring and reporting.
Works with Risk Manager and all other areas of the credit union to ensure compliance with regulations.
Ensures compliance with all rules and regulations working with branch operations, support teams, and members.
Assists branch operations in reviewing member documentation to ensure compliance with regulatory and policy requirements.
Adheres to regulations, including the Bank Secrecy Act.
Adheres to policies, rules, and regulations and submits reports within regulatory timeframes.
Monitors, reports, and analyzes fraud trends and reports them to the Risk Manager.
Maintains confidentiality and integrity of all member accounts and confidentiality with employees.
Follow all credit union policies and procedures, including policies and procedures for customer identification and all BSA requirements.
Committed to building and supporting an inclusive culture for all.