Risk Manager

Evotym•Capon Bridge, WV

About The Position

As a Risk Manager, you'll play a critical role in managing the risk lifecycle for e-commerce merchants on the card acquiring platform. This position offers the chance to work at the intersection of merchant risk, fraud risk, and card scheme compliance. You will have the opportunity to support the Head of Risk in institution-wide risk management, making a significant impact within the organization.

Requirements

1+ years of experience in a risk, underwriting, merchant onboarding, or fraud-related role.
Practical understanding of card scheme rules, MCC classifications, and merchant risk monitoring practices.
Basic knowledge of AML/CTF principles sufficient to identify red flags and escalate appropriately.
Familiarity with Visa and Mastercard risk programs and reporting processes.
Experience with enterprise risk assessment frameworks or risk register maintenance.
Languages: English C1, Russian C1
Experience in fintech
Strong analytical skills, comfortable working with transaction and merchant data.
Good attention to detail and clear documentation skills.
Collaborative mindset to work effectively within a team.
Strong communication skills for effective stakeholder interaction.
Problem-solving skills to address complex risk scenarios.

Responsibilities

Conduct risk-based due diligence and onboarding of e-commerce merchants.
Assess merchants against Visa & Mastercard scheme rules and internal risk policies.
Monitor merchant activity, transaction trends, and compliance with card scheme thresholds.
Investigate suspicious merchant activity and implement appropriate risk mitigation measures.
Perform ongoing merchant risk reviews and support AML-related monitoring.
Assist with enterprise risk management activities, including risk assessments and reporting.
Support risk projects, process improvements, and prepare risk reports for senior management.