Risk Manager (P&C Insurance)- Cincinnati

PURE Insurance • Remote OH, OH

2d • $80,000 - $100,000 • Hybrid

About The Position

PURE Risk Managers perform independent risk assessments to evaluate complex property exposures and support underwriting and loss prevention strategies for our members who are owners of the finest built homes. Risk Managers apply professional judgment, technical expertise, and discretion to assess risk and determine replacement cost. Risk Managers work with a high degree of autonomy, interfacing directly with our members to communicate findings on underlying risk factors identified in their homes, recommending mitigation solutions that impact business operations, underwriting decisions, and loss exposure.

Requirements

• 3+ years of experience as a Risk Manager at an insurance carrier, or in a related insurance role with exposure to property risk assessment and broader risk management practices OR 5+ years of experience in high-value home construction, skilled trades (e.g., plumbing, electrical, HVAC), home inspection, appraisal, or a related field
• Strong interpersonal and oral and written communication skills are a must
• Demonstrated ability to apply independent judgment and discretion in complex situations
• Ability to work independently with minimal supervision
• Detail-oriented with strong problem-solving skills
• Professional, trustworthy and passionate about helping others

Nice To Haves

• Bachelor’s degree preferred but not required – relevant field experience is highly valued

Responsibilities

• Perform PURE 360 Risk assessments by evaluating complex and varied property conditions across regions, construction types, and environmental factors, assessing risk exposure.
• Travel up to 50% to Louisville, Lexington, and Indianapolis.
• Analyze and interpret findings to assess loss probability and severity, using professional judgment to determine appropriate recommendations.
• Recommend loss prevention strategies by identifying practical solutions and prioritizing actions based on risk impact.
• Using professional judgment, technical expertise, and discretion, this role assesses property conditions, evaluates replacement cost considerations, identifies material risk factors, and determines the significance of exposures that may affect underwriting decisions, loss potential, and business operations.
• Partner with Underwriting and internal stakeholders to provide insight that supports risk selection and business decisions.
• Evaluate unique site conditions and risk factors by applying technical knowledge and experience to geographic and peril-specific scenarios.
• Operate independently in the field with flexibility in approach and execution, adapting methods based on property-specific conditions.
• Communicate assessment results and recommendations clearly, including the rationale behind decisions and potential risk implications.
• Serve as a trusted representative of the PURE brand in members’ homes, building credibility through thoughtful, knowledgeable engagement while bringing humility, professionalism, and genuine care to every interaction – delivering a service experience that reflects our commitment to excellence.

Benefits

• Opportunities to stretch and grow: your professional and personal development matters to us.
• We’re committed to providing experiences through on-the-job learning and professional development that increase your impact and rewards.
• Clarity and kindness: you can rely on us to be open, honest and supportive, offering clarity on what success looks like.
• Support in good times and bad: we believe in showing up for each other consistently, not only when it’s easy.
• A community that cares: we are committed to sustaining a community in which each person feels cared for as an individual.
• We lift each other up, celebrate wins together and support one another through challenges in work and life.
• Annual merit-based increases
• Discretionary bonuses

What This Job Offers

• Job Type: Full-time
• Career Level: Mid Level
• Education Level: Associate degree