Risk Management Specialist

JPMorgan Chase & Co.•Plano, TX

About The Position

As a Credit Risk Analyst in J.P. Morgan’s Wholesale Credit Risk team, you will have the opportunity to utilize your analytical skills and credit industry knowledge to make informed credit decisions for a diverse portfolio of clients. You will collaborate with various teams to meet client credit requests, while ensuring a balance between risk and return for the Firm. You will be responsible for monitoring your portfolio, assigning accurate risk ratings to clients and facilities, and maintaining a robust culture of compliance. Your role will be pivotal in assessing, permitting, and managing credit and counterparty risks on various bases. You will be part of a team that values independence and integrity in decision making, and you will have the chance to work closely with coverage and product groups to support business needs. Your primary focus will be on the Utilities Portfolio; however, the role is part of the broader Energy team that covers Investment Grade and High Yield Oil & Gas, Power & Utilities, and Renewable counterparties based in North America.

Requirements

Bachelor’s Degree or equivalent with strong interest in Finance / Economics
Outstanding verbal and written communication, along with strong inter-personal skills

Nice To Haves

Academic training in the principals of accounting, corporate finance, capital markets products, and macro economics
Ability to work well in a team environment
Proficiency in Microsoft Office Suite, especially Excel, PowerPoint, and Word

Responsibilities

Perform comprehensive credit analysis to support approvals for lending and trading transactions, including operating exposures, working independently and within deal teams.
Create written credit approval documents, which include spreading and analyzing historical financial statements and preparing cash flow projections for large corporate borrowers.
Develop well-looking views on company and energy sector fundamentals, including business drivers, financial performance, and key risk factors.
Manage and continuously monitor a diversified portfolio of client credit exposures across energy industry subsectors, ensuring proactive risk management.
Participate in negotiating, finalizing, and executing documentation for loans and derivatives.
Assign and periodically review internal risk ratings, and maintain up to date credit research across the client portfolio.
Collaborate with Investment Banking Coverage, Global Corporate Banking and other product groups on allocation of capital for clients; maintain threshold and industry limits.