Risk & Insurance Analyst

Schnuck Markets, Inc.

1d • Hybrid

About The Position

The Risk and Insurance Analyst bridges high-level risk strategy and tactical execution by leading enterprise-level claims, overseeing Risk Management Information Systems (RMIS) data platforms, managing day-to-day insurance program requests, and evaluating Total Cost of Risk (TCOR). This role supports Enterprise Risk Management (ERM) programs and serves as a backup leader for the risk management department. Responsibilities cover the grocery banners of Schnuck Markets (including DESCO), Festival Foods, and Hometown Grocers.

This role requires 4 days in office for up to 6 months to learn the role and then will be able to shift to 3 days a week in office and 2 days remote. This role is located in St Louis, Missouri.

Requirements

• Bachelor’s degree in Risk Management, Finance, Business Administration, Actuarial Science, or a related field.
• 2+ years of experience in corporate risk management, insurance claims handling/management, insurance brokerage, insurance underwriting, or a related field.
• Deep understanding of risk management frameworks, claims management processes, the claims lifecycle, and TCOR concepts.
• Strong knowledge of commercial insurance policy structures, renewals, and self- insurance state compliance requirements.
• Advanced understanding of RMIS systems (e.g., Origami Risk) and data reporting standards.
• Knowledge of risk transfer principles, contract review, and vendor COI requirements.
• Understanding of Business Continuity Planning (BCP) and Incident Management.
• Excellent written and verbal communication skills with experience presenting to leadership and external partners.
• Strong technical acumen, with experience leveraging AI and advanced tools to drive workflow efficiency.
• Proven capability to manage competing priorities, track tight deadlines, and solve complex operational problems.
• High level of discretion in assembling and maintaining confidential claim and enterprise data.
• Strong interpersonal skills to collaborate across multi-banner teams, including Legal, Finance, Asset Protection, Food Safety, IT, and external vendors.

Nice To Haves

• Corporate risk management experience within retail or a private company setting.
• RIMS-CRMP, ARM (Associate in Risk Management), CPCU, or similar professional designations.
• Experience with work management software (e.g., Asana) is preferred.

Responsibilities

• Report, track, review, and support the resolution of enterprise-wide insurance claims (Auto, Workers & Compensation, General Liability, Property, Executive/Management Liability, and Cyber) by coordinating directly with TPAs, adjusters, and internal stakeholders. Drive recovery efforts on third-party claims.
• Ensure timely payment and processing of all invoices for vendor services, state assessments, premiums, and claim settlements.
• Oversee and analyze claims data within RMIS platforms to evaluate TCOR, inform executive reporting, and support actuarial analysis.
• Serve as the functional product owner for the RMIS (Origami Risk) and carrier platforms, managing system troubleshooting, custom reporting, and workflow optimization. Act as the functional system administrator for risk-focused committees, including the Policies & Procedures Committee, Labeling/Claims Review Team, and Risk Evaluation Team (RET).
• Manage daily corporate insurance administration, certificates of insurance (COIs), evidence of property (EOP) requests, loss control services, claims, and the annual renewal cycle in partnership with leadership.
• Oversee self-insurance program operations, including state filings, renewal applications, required payments, and audit compliance.
• Support the ERM framework, RET meetings and scoring sessions, risk register tracking, and Business Continuity Planning (BCP) across banners.
• Review contracts, purchase orders, vendor agreements, and COI exception requests to ensure adequate risk transfer and compliance with corporate standards.

What This Job Offers

• Job Type: Full-time
• Career Level: Mid Level