Risk & Fraud Control Analyst

American Century Investments • Kansas City, MO

2d • Hybrid

About The Position

The Risk & Fraud Control (RFC) Analyst protects American Century Investments and its clients by detecting and deterring fraud, money laundering, identity theft, and frequent trading. The analyst oversees and performs procedures and activities for the American Century Privacy Office, Anti-Money Laundering Office, Fraud Committee, and Identity Theft Red Flags program. The role ensures transaction-monitoring activities and Customer Identification Procedures (CIP) are performed effectively and supported by appropriate documentation. It also involves researching transactions and cases and making recommendations to the RFC Manager and Senior Anti-Money Laundering Officer. The position reports to the Senior Anti-Money Laundering Officer and is hybrid, based in the Kansas City, Missouri office. It is not eligible for visa sponsorship; applicants must be authorized to work in the United States without current or future visa sponsorship.

Requirements

• Bachelor’s degree or an equivalent combination of education and work experience.
• Experience with and understanding of expected client behavior and activity.
• Demonstrate American Century Investments’ Winning Behaviors: Client Focused, Courageous and Accountable, Collaborative, Curious and Adaptable, and Competitively Driven.

Nice To Haves

• Previous transfer agency experience.
• Extensive knowledge of Anti-Money Laundering and Privacy regulations.

Responsibilities

• Review and analyze reports and industry notifications related to detecting and preventing AML, fraud, privacy, and frequent-trading events.
• Use systems to validate clients, monitor client activity, and, when necessary, prevent account transactions.
• Create and administer training on RFC-related topics.
• Manage investigations into suspicious activities, researching facts and applying appropriate judgment.
• Author and submit Suspicious Activity Reports and prepare other government reports.
• Create, maintain, document, and communicate the AML and Privacy programs at ACI.
• Ensure operational compliance requirements are satisfactorily met.
• Support all areas and levels of the firm in accessing and managing risk.
• Provide risk-based recommendations informed by experience, industry trends, and domestic and international directives and regulations.
• Complete clear, accurate transaction-monitoring reports for internal and external parties.
• Maintain accurate records of CIP exceptions and other AML program requirements.
• Prepare and present executive summaries and investigation timelines for matters escalated to management.
• Continually refine RFC databases and system-generated and manual AML reports and queries.
• Assess risks in identified business processes and recommend mitigating control procedures.
• Participate in RFC meetings, including AML Office, Privacy Office, and Fraud Committee meetings, and in industry group discussions.
• Determine priorities, plan and organize work, and follow through on assignments.

Benefits

• Competitive compensation package with bonus plan.
• Generous paid time off and competitive benefits.
• 401(k) with a 5% company match plus an annual performance-based discretionary contribution.
• Tuition reimbursement.
• Formal mentorship program.
• Live and online learning.

What This Job Offers

• Job Type: Full-time
• Career Level: Mid Level