Risk Analyst, Credit Risk Analysis & Reporting (5084)

TD•Toronto, ON

1d•CA$69,700 - CA$98,400•Onsite

About The Position

Reporting to the Manager, Credit Risk Reporting & Analysis, the Risk Analyst is responsible for a broad array of risk reporting and analysis, including actively monitoring credit risk policy limits and regulatory reporting. This opportunity requires direct interaction with stakeholders across the organization, a high degree of initiative, and strong relationship management, communication, problem-solving, and analytical skills. This is an excellent opportunity for a high performer to broaden their analytic capabilities and gain enterprise-wide exposure. As part of TD’s Risk Management group, the Credit Risk Reporting & Analysis team produces a broad array of risk reporting and analysis. The Group is responsible for internal enterprise-wide risk reporting to support senior internal stakeholders including the Chief Risk Officer, Senior Executive Team, Risk Management Leadership Team, and the Risk Committee of the Board. The Group is also responsible for external regulatory reporting. In addition, the Group produces material to aid the CRO's preparation for TD's quarterly earnings releases, analyst/investor meetings, and Board presentations.

Requirements

Analytic thinker: Excellent analytical and problem-solving skills with the ability to identify key trends/drivers and an eye for detail.
Ability to think outside the box and effectively challenge the status quo, with a key eye for process improvement.
Strong written and verbal communication skills, including the ability to simplify complex analyses into easily consumable key messages appropriate for Executives.
Adaptable to changing priorities, ad hoc requests, ambiguity and comfortable operating both independently and in a team environment.
Strong time management skills with the ability to meet tight deadlines.
Strong stakeholder management capabilities, including ability to effectively interact with senior stakeholders and drive results.
High level of diligence, strong organizational skills and overall maturity with the ability to leverage stakeholders to locate, analyze and synthesize complex information – both quantitative and qualitative.
Understanding of credit risk that arise from different product types.
Proficient in Microsoft Offices.

Nice To Haves

Experience using Python & Power BI
Experience using Co-Pilot for reporting & analysis
Experience with credit risk reporting.
Prior experience with TD internal risk data systems (CAIRO, nCino, LOANIQ, IRIS, etc.)
Post-Secondary degree in a more quantitative discipline, along with a CFA/FRM/CPA or similar designation is preferred.
1-2 years of analytical experience, including solid background working with data and conducting analysis.

Responsibilities

Prepare credit risk reports that monitors various internal policy limits and perform variance analysis for management review.
Participate in various enterprise-wide risk initiatives, including both internal data enhancement and external regulatory reporting.
Become a subject matter for credit risk related activities covering both TD Securities and Canadian Commercial portfolios.
Build knowledge on wholesale and commercial credits and understand different type of risk exposure.
Respond to ad-hoc request accurately and in a timely manner.
Work collaboratively and develop strong relationships across the Enterprise, including Risk Management, Finance, Capital/Treasury, and the Businesses.
Contribute to a positive, inclusive and collaborative team culture.