Credit Risk Analyst

MSIG USA • Alexandria, VA

1d

About The Position

The Credit Risk Analyst will support the Political Risk and Trade Credit Underwriting team by conducting thorough financial, credit, and country risk assessments of counterparties, sectors, and sovereigns. This role is focused on providing high-quality, data-driven analysis to enable informed underwriting decisions and effective portfolio management. The analyst will contribute to the department’s risk selection, exposure monitoring, and policy development, ensuring alignment with the company’s risk appetite and strategic objectives.

Requirements

• Bachelor’s degree in Finance, Economics, Accounting, International Relations, or related field
• 3+ years of experience in credit analysis, banking, trade finance, ratings agency, or insurance.
• Strong financial statement analysis and credit modeling skills.
• Knowledge of political and country risk factors impacting international trade and investment.
• High attention to detail and strong problem-solving ability.
• Proficiency in Excel, financial modeling, and credit research databases (e.g., Capital IQ, Moody’s, Fitch).
• Strong written and verbal communication skills for internal reporting and presentations.
• Ability to prioritize tasks and meet deadlines in a dynamic underwriting environment.

Nice To Haves

• advanced degree or CFA designation preferred

Responsibilities

• Perform detailed financial statement analysis of corporate buyers, banks, and sovereign entities.
• Develop credit profiles and internal ratings to support underwriting decisions.
• Maintain financial models and provide forward-looking assessments of credit risk.
• Monitor geopolitical and macroeconomic developments affecting trade credit and political risk exposures.
• Assess sovereign and country risk, including transfer risk, expropriation, and political instability.
• Contribute to country risk ratings and exposure management strategies.
• Provide objective credit and political risk analysis to underwriters for new submissions and renewals.
• Draft concise credit memoranda summarizing key risks and recommendations for internal review.
• Support structuring and pricing by supplying risk analysis aligned with underwriting guidelines.
• Track counterparty and country exposures across the portfolio.
• Monitor and escalate adverse credit or political developments that may impact insured risks.
• Assist in portfolio stress testing, scenario analysis, and concentration management.
• Work closely with underwriters, actuaries, claims, and other internal teams to support disciplined risk evaluation.
• Contribute to refining risk assessment methodologies, models, and underwriting tools.
• Prepare internal reports and presentations for risk committees and senior management.

Benefits

• equal employment opportunity (EEO) to all persons regardless of age, color, national origin, citizenship status, physical or mental disability, race, religion, creed, gender, sex, sexual orientation, gender identity and/or expression, genetic information, marital status, status with regard to public assistance, veteran status, or any other characteristic protected by federal, state or local law.
• reasonable accommodations for qualified individuals with disabilities.

What This Job Offers

• Job Type: Full-time
• Career Level: Mid Level