Risk Analyst - Portfolio Analytics

GM Financial•Fort Worth, TX

1d•Hybrid

About The Position

GM Financial is the wholly owned captive finance subsidiary of General Motors and is headquartered in Fort Worth, U.S. We are a global provider of auto finance solutions, with operations in North America, South America, and the Asia Pacific region. Through our long-standing relationships with auto dealers, we offer attractive retail financing and lease programs to meet the needs of each customer. We also offer commercial lending products to dealers to help them finance and grow their businesses. At GM Financial, our team members define and shape our culture — an environment that welcomes new ideas, fosters integrity, and creates a sense of community and belonging. Here we do more than work — we thrive. Our Purpose: We pioneer the innovations that move and connect people to what matters. This position will be posted until filled.

Requirements

Demonstrated understanding of data exploration, analysis and visualization, quantitative and analytical methods, and sophisticated reporting techniques.
Advanced with Microsoft Excel, PowerPoint, and Word.
Experience with data analysis and spreadsheet modeling and/or reporting.
Experience with coding (SAS or SQL preferred) for data exploration and transformation in a data warehouse environment.
Demonstrated quantitative skills.
Acute attention to detail.
Effective written and verbal presentation skills.
Capable of managing multiple projects, including ability to coordinate and balance numerous tasks in a time-sensitive environment, under pressure, meeting deadlines.
Ability to identify and understand business issues and map them into quantitative questions.
Ability to use AI tools (e.g., Microsoft Copilot) to support daily work.
Skills in evaluating AI outputs for accuracy, compliance, and bias.
Experience integrating AI into workflows to improve efficiency or insights.
Familiarity with AI assisted research, summarization, and content generation.
Understanding of responsible AI use, including ethics and data protection.

Nice To Haves

Experience with data visualization software such as Power BI, Tableau, SAS Visual Analytics or Cognos Analytics is preferred.
Understanding of the metrics utilized in monitoring the performance of a consumer lending portfolio is a plus.

Responsibilities

Conduct analysis and develop reporting to monitor portfolio performance.
Utilize data exploration and advanced spreadsheet/technical skills to monitor portfolio performance and report results to senior management.
Summarize findings, develop recommendations and present analyses to management in a clear, concise, convincing, and actionable format.
Employ best practices of data analysis and validation to ensure data results are accurate.
Promote innovative ways to visualize and digest complex data.
Create and maintain organized, efficient, and repeatable processes for monitoring portfolio performance.
Proactively monitor and report relevant changes in portfolio performance to management.
Conduct ad hoc research projects incorporating project design, data collection and analysis, summarization of findings, and presentation of results.
Work directly with internal customers (management) to create/adjust reports to effectively communicate portfolio performance.