Risk Analyst 2-Loan Operations

Summit Credit Union • Village of Cottage Grove, WI

3d • Hybrid

About The Position

The Risk Analyst 2 - Loan Operations serves as a critical subject matter expert responsible for leading risk identification, assessment, and mitigation efforts within the Loan Operations area. This role supports the development, implementation, and monitoring of risk management controls while collaborating cross-functionally to ensure compliance with regulations and internal policies. All actions undertaken by this position impact loan operations, member experience, and organizational risk posture, requiring specialized analytical and communication skills to maintain a strong and secure loan processing environment. The incumbent is expected to deliver high-quality insight and service across operational risk activities.

Requirements

• Bachelor’s degree in business, finance, accounting, risk management, or related field or equivalent work experience.
• Minimum of five years’ experience in loan operations, risk analysis, or related area in a financial services environment.
• Demonstrated expertise in regulatory requirements and industry best practices relating to loan operations and risk management.
• Proven analytical, critical thinking and problem-solving abilities with a high attention to detail and accuracy.
• Strong communication skills, both verbal and written, with the ability to influence and educate various stakeholders.
• Advanced proficiency with core banking systems, office productivity software and risk management platforms.
• Ability to manage multiple priorities while maintaining organizational and confidentiality standards.

Responsibilities

• Consistent identification and mitigation of operational and regulatory risks in loan processes maintain a strong control environment and regulatory compliance.
• Effective development and implementation of risk assessments and internal control measures reduce exposure to financial loss and operational disruptions.
• Timely and comprehensive monitoring of risk events ensures prompt escalation and remediation, protecting the credit union and its members.
• Sustained high-level member and stakeholder confidence is fostered through demonstrated risk management expertise and proactive communication.
• Accurate and insightful preparation of reports and recommendations drive leadership’s ability to make informed decisions.
• Collaborative engagement with department staff and management results in well-informed training and process improvements based on emerging risks or trends.

What This Job Offers

• Job Type: Full-time
• Career Level: Mid Level