Retirement Plan Manager

Beacon Mobility•Beacon, IA

1d•$105,000 - $135,000•Remote

About The Position

The Retirement Plan Manager oversees the administration, compliance, and strategic direction of Beacon Mobility’s retirement programs, with primary responsibility for the 401(k) plan. The role ensures the plan operates in accordance with regulatory requirements, helps employees understand and maximize their retirement benefits, and works with internal and external stakeholders to maintain a high-quality, compliant, and competitive retirement offering. The role is remote, and the employee must reside in the Central or Eastern time zone. Travel is required up to 20%.

Requirements

Bachelor’s degree in HR, Finance, Business Administration, or a related field.
Seven or more years of experience in employee benefits or HR.
At least five years of relevant experience managing retirement plans for private or publicly held companies.
Strong knowledge of ERISA and IRS regulations.
Experience leading 401(k) plan audits and compliance testing.
Strong analytical and problem-solving skills.
Excellent communication and relationship-building skills.
Must reside in the Central or Eastern time zone.

Nice To Haves

Professional certification such as CEBS, ASPPA (QKA or QPA), CRSP, or similar.

Responsibilities

Serve as day-to-day administrator for the company’s 401(k) plan and related retirement programs.
Manage plan transactions, including payroll deferrals, employer contributions, loan processing, and distributions.
Oversee daily file transmissions and reconcile plan funding.
Partner with Payroll, Finance, and HRIS teams to ensure accurate and timely data flow.
Ensure the plan complies with ERISA, IRS, DOL, and other applicable regulations.
Coordinate annual compliance testing, including ADP/ACP, 410(b), 415, and top-heavy testing, and resolve testing failures.
Manage the annual 401(k) audit, serving as the primary liaison with external auditors and service providers.
Maintain plan documents, amendments, SPD/SMMs, and required disclosures, including 404a-5 and 408(b)(2).
Oversee preparation and filing of Form 5500.
Collaborate with third-party administrators, recordkeepers, auditors, and investment advisors.
Review vendor performance and participate in periodic fee and service benchmarking.
Partner with Finance and senior leadership on retirement plan strategy and alignment with organizational goals.
Guide employees on plan rules, eligibility, enrollment, distributions, and retirement planning tools.
Develop and deliver communications and education campaigns to increase plan awareness and participation.
Support open enrollment, new-hire onboarding, and other benefits-related events.
Identify opportunities to enhance plan design, improve efficiency, and strengthen employee retirement readiness.
Lead or support plan design reviews, vendor evaluations, mergers and acquisitions integration, and compliance updates.
Monitor legislative and regulatory changes affecting retirement plans and recommend necessary updates.