Relationship Mgr II - Commercial

BOK Financial • Phoenix, AZ

1d • Onsite

About The Position

If you're ready to grow your career in Commercial Banking, you've come to the right place. As a leading provider of sophisticated financial solutions, we are committed to providing exceptional customer experience in a positive work environment, and passionate about serving our communities. Delivering tailored solutions for middle-market privately owned businesses is at the heart of our organization, and as a Relationship Manager, what you do matters.

Requirements

• Strong knowledge of the commercial underwriting approval processes.
• Fully knowledgeable on Wealth Management products, Treasury Services, deposit offerings, and other bank services.
• Completion of a Bachelor’s degree and 3-5 years’ experience in a commercial lending environment or 9-11 years’ equivalent experience.
• Extensive knowledge and understanding of commercial lending practices and loan documentation, and loan servicing requirements.
• Advanced knowledge of accounting principles and practices.
• Demonstrated capacity to sell products/services within the financial services industry.
• Advanced understanding of credit underwriting, documentation, loan policy, and regulations.
• Advanced knowledge of financial analysis including ratio and trend analysis and projections.
• Specialized knowledge of specific markets in order to serve defined territories.
• Thorough knowledge of Wealth Management and Treasury Services products.
• Ability and knowledge to sell the entirety of the bank.
• Excellent communication skills with the ability to prepare and deliver persuasive oral and written reports and presentations.
• Good PC skills including knowledge of word processing and spreadsheet applications.

Responsibilities

• Delivery of various financial products and the servicing of commercial loans to middle-market privately owned businesses.
• Managing portfolios, which include the larger more profitable customer relationships.
• Prospecting, networking, developing new business, and cross-selling services.
• Participating in community and professional activities to enhance our image and expand your network of business contacts for development of new business.
• Partnering with credit on the approval, documentation, and booking processes.
• Analyzing and evaluating credit requests, writing loan commitments, and recommending appropriate risk rating and issue declinations.
• Monitoring and managing existing credit relationships, including credit renewal, review detailed analysis of current financial statements and collateral valuations, cash flow analysis, managing delinquencies, and document exceptions.
• Compiling reporting to monitor asset, credit quality, and compliance with policy/regulation, and determining appropriate action for wire transfers.

What This Job Offers

• Job Type: Full-time
• Career Level: Mid Level