Relationship Manager

Redstone Bank•Aurora, CO

34d•$75,000 - $140,000•Onsite

About The Position

Join Our Team as a Relationship Manager! Are you an experienced professional in banking with a passion for building strong client relationships? Our team is seeking a Relationship Manager to join our team and play a pivotal role in expanding our portfolio.

Requirements

Strong ethical values and commitment to maintaining client confidentiality.
Bachelor's degree in Finance, Business, Economics, or a related field.
Must have at least 5 years in sales, customer service, relationship management, or a preferably within the financial services sector.
Basic understanding of banking products and services.
Excellent communication, negotiation, and presentation skills.
Ability to work independently, prioritize tasks, and meet lending targets.
Proficiency in financial analysis tools, credit scoring models, and Microsoft Office Suite.

Responsibilities

Responsible for the growth and retention of a portfolio of new and existing Business Banking clients.
Attain new customers through referrals therefore contributing to deposit growth by cross selling and promoting additional banking products.
Serve as the primary point of contact for client inquiries and provide exceptional customer service by addressing their lending requirements and inquiries.
Identify and pursue new lending opportunities within the target market, working closely with business development teams to expand the client base.
Leverage industry knowledge and networking to generate leads and referrals, contributing to the growth of the lending portfolio.
Analyze prospective clients' financial statements, cash flow, credit history, and collateral to assess creditworthiness and determine appropriate lending structures.
Develop and present customized lending solutions, including term loans, revolving credit facilities, working capital lines of credit, and other financing options, to meet clients' unique financial needs.
Negotiate lending terms and conditions with clients, ensuring alignment between their requirements and the institution's risk appetite.
Evaluate and manage credit risk by monitoring clients' financial performance and market conditions, making proactive recommendations and adjustments as needed.
Prepare accurate and complete loan documentation, ensuring compliance with all legal, regulatory, and internal policy requirements.
Stay informed about industry trends, economic developments, and market conditions that may impact clients' businesses, providing valuable insights and advice.