Relationship Manager

Rio Bank•San Antonio, TX

17h

About The Position

The Relationship Manager plays a crucial role in facilitating the lending process for businesses seeking financial support. This position is responsible for evaluating loan applications, assessing creditworthiness, and determining the appropriate loan products for clients. The officer will work closely with clients to understand their financial needs and provide tailored solutions that align with their business goals. Additionally, the role involves maintaining strong relationships with clients and ensuring compliance with regulatory requirements throughout the lending process. Ultimately, the Relationship Manager contributes to the growth of the bank's loan portfolio while supporting the financial success of local businesses.

Requirements

Bachelor's degree in Finance, Business Administration, or a related field.
Strong understanding of financial statements and credit analysis.
Three (3) to five (5) years of commercial lending experience or combination of experience and education.
Demonstrated ability to build and manage a large commercial loan portfolio.
Proven sales ability, effective interpersonal skills, keen problem-solving skills and a strong desire to succeed.
Willingness to participate in community events on behalf of the bank regularly.

Responsibilities

Evaluate and analyze loan applications to determine creditworthiness and risk factors.
Conduct thorough financial assessments and prepare detailed reports for loan approval.
Communicate with clients to gather necessary documentation and provide guidance throughout the loan process.
Collaborate with internal teams to ensure compliance with banking regulations and policies.
Maintain ongoing relationships with clients to support their financial needs and identify opportunities for additional services.