Relationship Manager, Water

CoBank•Greenwood Village, CO

13d•Hybrid

About The Position

Manages the overall profitability and credit quality of a loan portfolio. Manages account relationships with existing and prospective customers in assigned market and/or industry segment. Maximizes credit and financial services provided to the customer to enhance the bank's profitability goals. Implements marketing and account servicing plans to capitalize on marketing opportunities within assigned segment. Develops new business and manages existing portfolio. Supports the achievement of profitability and credit goals for the division through day-to-day management of account relationships.

Requirements

Bachelor's Degree required
5 years of relevant experience, preferably in banking, financial services industry or agriculture.

Responsibilities

Manages the day-to-day customer relationship of accounts. Meets regularly with customers and gathers information on their businesses, needs, strategic direction, and earnings to determine business opportunities.
Calls on potential or existing customers to develop new business and increase or retain existing business.
Cross-markets CoBank’s products and services to meet goals for assigned accounts. Implements plans to capitalize on marketing opportunities.
Contributes to the development and analysis of financial data for new or renewed financing arrangements.
Recommends decisions on loan terms and loan servicing actions within approved limits on assigned accounts.
Manages to profitability and credit quality targets for portfolio.
Provides guidance to credit analysis area in the development and analysis of financial background data for new or renewed loans.
Prudently services accounts to protect CoBank and minimize losses.
Maintains expertise in a designated market/industry segment and keeps abreast of industry trends, technology, regulatory requirements and the competitive environment. Studies industrial, commercial, and financial situations relating to new or existing businesses as requested. Provides guidance or advice to customers as appropriate.