Relationship Manager IV - Corporate Banking
About The Position
The corporate banking team is responsible for acquiring, expanding, and maintaining relationships by providing tailored financial services. They offer a comprehensive range of solutions, including term loans, lines of credit, capital market access, deposits, and cash management, supported by strategic advice and an extensive network. With a client-focused approach, the team ensures corporate executives achieve their financial goals efficiently and confidently. The Relationship Manager IV – Corporate Banking is primarily responsible for making and servicing business and individual loans that involve significant amounts of both secured and unsecured funds and/or credit secured, which are the most complex in nature. Handles the largest, most profitable customer relationships within the dept. Provides subordinate officers with functional guidance.
Requirements
- Extensive knowledge and understanding of commercial lending practices and loan documentation, and loan servicing requirements
- Advanced knowledge of accounting principles and practices
- Demonstrated capacity to sell products/services within the financial services industry
- Extensive understanding of credit underwriting, documentation, loan policy, and regulations
- Extensive knowledge of financial analysis including ratio and trend analysis and projections
- Specialized knowledge of specific markets in order to serve defined territories
- Excellent communication skills with the ability to prepare and deliver persuasive oral and written reports and presentations
- Good PC skills including knowledge of word processing and spreadsheet applications
Responsibilities
- Manage existing credit relationships by analyzing financials, monitoring covenants, and preparing compliance reports.
- Evaluate and negotiate loan proposals, prepare credit analyses, and present recommendations to the loan committee.
- Develop new business by engaging with current and prospective clients and promoting the bank’s services.
- Resolve customer operational issues across departments to ensure smooth and efficient service.
- Serve as the primary contact for clients regarding all financial services offered by the bank.
- Investigate overdrafts and wire transfers, making informed decisions on approvals or denials.
- Participate in community and professional events to enhance the bank’s image and grow your business network.
Benefits
- excellent training and development
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What This Job Offers
Job Type
Full-time
Career Level
Senior
