Relationship Banker 1 - Oxnard, CA
About The Position
Relationship Bankers build relationships with customers by meeting face to face and engaging them when and where they need to provide the best possible counsel. Strong client relationships are based on trust, assessing and attending to customers’ banking needs, obtaining and processing customer and account information, educating clients on available deposit and loan products and services, and recommending financial solutions based on each customer’s unique goals and needs. They are also responsible for originating and closing consumer loans, opening accounts, and opening and/or closing the branch. -National Mortgage Licensing Service (NMLS) registration under the terms of the S.A.F.E. Act of 2008 and Regulation Z and ongoing compliance with all legal or regulatory registration requirements, including, but not limited to maintaining a satisfactory criminal and credit record
Requirements
- High school diploma or equivalent
- Less than four years job related, retail banking experience or a combination of experience and commensurate training
- National Mortgage Licensing Service (NMLS) registration under the terms of the S.A.F.E. Act of 2008 and Regulation Z and ongoing compliance with all legal or regulatory registration requirements
Nice To Haves
- Passion, commitment and drive to deliver an experience that improves our clients’ financial lives
- Effective and confident client communication
- Proven ability to learn and adapt to new information and technology platforms
- Experience in financial services and knowledge of financial services industry, products and solutions
- Cash handling experience
- Active listening and excellent problem-solving skills
- Ability to teach customers how to use digital technology
- Comprehensive knowledge of all applicable bank and branch policies, procedures and support systems
Responsibilities
- Build relationships with customers by meeting face to face and engaging them when and where they need to provide the best possible counsel.
- Assess and attend to customers’ banking needs.
- Obtain and process customer and account information.
- Educate clients on available deposit and loan products and services.
- Recommend financial solutions based on each customer’s unique goals and needs.
- Originate and close consumer loans.
- Open accounts.
- Open and/or close the branch.
- Maintain a satisfactory criminal and credit record for NMLS registration.
Benefits
- Healthcare (medical, dental, vision)
- Basic term and optional term life insurance
- Short-term and long-term disability
- Pregnancy disability and parental leave
- 401(k) and employer-funded retirement plan
- Paid vacation (from two to five weeks depending on salary grade and tenure)
- Up to 11 paid holiday opportunities
- Adoption assistance
- Sick and Safe Leave accruals of one hour for every 30 worked, up to 80 hours per calendar year unless otherwise provided by law
- Incentive and recognition programs
- Equity stock purchase
- 401(k) contribution and pension
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What This Job Offers
Job Type
Full-time
Career Level
Entry Level
Education Level
High school or GED
