Relationship Banker- Rehoboth Branch- Rehoboth Beach-, DE

Wells Fargo Bank • Rehoboth Beach, DE

2d • Onsite

About The Position

Wells Fargo is seeking a Relationship Banker for the Rehoboth Branch in Rehoboth Beach, DE. This is a temporary position until the employee successfully completes licensing requirements. Upon successful completion, employees will transition to the Relationship Banker (SAFE) role. In this role, you will participate in building relationships with customers, understanding their needs, and identifying opportunities to offer Wells Fargo's retail banking deposit and credit products and services. You will analyze business challenges, present recommendations, open and service accounts, and create follow-up plans. You will also provide information to internal and external partners, leverage partners to meet customer needs, and partner with financial advisors for investment and retirement needs. Additionally, you will provide self-service digital banking options to customers. This SAFE position involves customer contact and may include offering/negotiating terms or taking applications for dwelling-secured transactions, requiring compliance with the SAFE Mortgage Licensing Act of 2008 and related regulations, as well as Loan Originator requirements under Regulation Z. Ongoing employment is contingent upon meeting all such requirements, including acceptable background investigation results.

Requirements

• 2+ years of customer service experience, or equivalent demonstrated through one or a combination of the following: work experience, training, military experience, education
• Ability to work holidays and weekends
• Adherence to Wells Fargo sales practices risk management culture
• Obtaining and/or maintaining appropriate Financial Industry Regulatory Authority (FINRA) license(s) is required for ongoing employment in this position.
• FINRA Series 6 and 63 examinations, or equivalent must be completed within either a 90 or 180-day time period following commencement of employment, depending upon the number of license(s) needed if not immediately available to transfer upon hire.
• For certain states, FINRA Series 65 (or equivalent) will also be required.
• Compliance with state law registration and licensing requirements is mandatory.
• In addition to state registration and licensing requirements, specific product licenses or SAFE licensing may apply.
• Additional requirements include meeting enhanced financial fitness and criminal background standards.
• This position requires SAFE registration at the time of employment.
• Individuals in Loan Originator (LO) positions must meet the Consumer Financial Protection Bureau qualification requirements and comply with related Wells Fargo policies.
• The LO qualification requirements include meeting applicable financial responsibility, character, general financial fitness, and criminal background standards.
• A current credit report will be used to assess your financial responsibility and credit fitness; however, a credit score is not included as part of the evaluation.
• Successful candidates must also meet ongoing regulatory requirements including additional screening, if necessary

Nice To Haves

• FINRA recognized equivalents will be accepted.
• For specific FINRA qualification exams obtained after 9/30/2018, the Securities Industry Essentials (SIE) exam co-requisite is required.
• State Insurance license(s) are required for this role and must be completed within a specified period of time determined by the required number of licenses to be obtained and will be communicated to the candidate upon offer acceptance.

Responsibilities

• Participate in building relationships with customers and spend time understanding required needs
• Identify opportunities for offering a full range of Wells Fargo retail banking deposit and credit products and services, based on customers' needs
• Analyze tactical business challenges related to full-service banking experience to emerging affluent and high-value customers
• Present recommendations for resolving inquiries and service requests regarding customers' accounts
• Open and service accounts within authorized limits, create plans for follow-up and scheduled contacts with customers
• Provide information to internal partners and external sources to further enhance the customer experience
• Identify opportunities to leverage partners and connect customer with the appropriate partner or relationship manager to meet their needs
• Partner with financial advisors to understand appropriate introductions to address the needs of customers with investment or retirement needs
• Provide self-service digital banking options to customers

Benefits

• Equal Opportunity Employer
• Consideration for employment without regard to race, color, religion, sex, sexual orientation, gender identity, national origin, disability, status as a protected veteran, or any other legally protected characteristic.
• Focus on building strong customer relationships balanced with a strong risk mitigating and compliance-driven culture.
• Accountable for execution of all applicable risk programs (Credit, Market, Financial Crimes, Operational, Regulatory Compliance), which includes effectively following and adhering to applicable Wells Fargo policies and procedures, appropriately fulfilling risk and compliance obligations, timely and effective escalation and remediation of issues, and making sound risk decisions.
• Emphasis on proactive monitoring, governance, risk identification and escalation, as well as making sound risk decisions commensurate with the business unit’s risk appetite and all risk and compliance program requirements.
• Accommodation for applicants with disabilities is available upon request in connection with the recruitment process.
• Drug free workplace.

What This Job Offers

• Job Type: Full-time
• Career Level: Entry Level
• Education Level: No Education Listed