Regulatory Reporting Analyst

U.S. Bank • Charlotte, NC

1d • $86,360 - $101,600 • Hybrid

About The Position

At U.S. Bank, we’re on a journey to do our best. Helping the customers and businesses we serve to make better and smarter financial decisions and enabling the communities we support to grow and succeed. We believe it takes all of us to bring our shared ambition to life, and each person is unique in their potential. A career with U.S. Bank gives you a wide, ever-growing range of opportunities to discover what makes you thrive at every stage of your career. Try new things, learn new skills and discover what you excel at—all from Day One.
Contribute to the production, oversight, and continuous improvement of the Bank’s FR 2052a regulatory liquidity reporting. Perform data validation, reconciliations, variance analysis, and data quality investigations to support accurate and compliant regulatory reporting. Collaborate with cross-functional stakeholders to enhance reporting processes and develop sustainable controls, reconciliations, tools, and documentation that improve data quality, reporting accuracy, and operational efficiency.

Requirements

• Bachelor's degree, or equivalent work experience
• Three or more years of related experience

Nice To Haves

• Familiarity with FR 2052A liquidity reporting
• Working knowledge of financial analysis techniques and general accounting procedures
• Well-developed analytical and querying skills using SQL
• Thorough knowledge in financial analysis, forecasting, and planning
• Ability to identify and resolve exceptions and to analyze data
• Strong technical skills related to data mining and visualization tools
• Master's degree preferred

Responsibilities

• Support the timely and accurate production of FR 2052a regulatory reporting, including daily and monthly reporting cycles, reconciliations, and key controls to meet regulatory expectations and evolving Category II readiness requirements.
• Investigate regulatory reporting data quality issues, perform root cause analysis, and partner with Technology and Treasury stakeholders to facilitate timely resolution and sustainable remediation of reporting defects.
• Participate in regulatory reporting enhancement initiatives, including projects focused on FR 2052a process improvements, reporting automation, and Category II regulatory readiness.
• Lead assigned workstreams related to automation, process transformation, and operational efficiency by identifying opportunities to strengthen controls, improve reporting accuracy, and reduce manual effort.
• Maintain and enhance regulatory reporting governance artifacts, including data lineage, mapping documentation, and control frameworks supporting FR 2052a reporting.
• Support audit, regulatory examination, and issue remediation activities by analyzing findings, developing corrective actions, coordinating testing efforts, and related governance prior to production deployment.
• Partner closely with Liquidity Risk Management, Finance, Operations, and Technology teams to ensure accurate interpretation, sourcing, and reporting of FR2052a data and regulatory reporting metrics.
• Assist in validating regulatory reporting enhancements through end-to-end testing, reconciliations, and production readiness activities to ensure successful implementation and reporting integrity.
• Monitor changes in regulatory guidance and industry practices, assess potential impacts to reporting processes, and collaborate with stakeholders to implement required enhancements and control improvements.

Benefits

• Healthcare (medical, dental, vision)
• Basic term and optional term life insurance
• Short-term and long-term disability
• Pregnancy disability and parental leave
• 401(k) and employer-funded retirement plan
• Paid vacation (from two to five weeks depending on salary grade and tenure)
• Up to 11 paid holiday opportunities
• Adoption assistance
• Sick and Safe Leave accruals of one hour for every 30 worked, up to 80 hours per calendar year unless otherwise provided by law

What This Job Offers

• Job Type: Full-time
• Career Level: Mid Level