Regulatory Compliance Analyst

Ripple • New York, NY

1d • $72,000 - $90,000 • Hybrid

About The Position

Ripple is growing its Regulatory Compliance team and looking for a Licensing Compliance Analyst to join the US licensing program. You will report directly to the Regulatory Compliance Manager. Your responsibilities include maintaining compliance for licensed entities under various state and federal rules. These cover money transmitter licenses, the NYDFS BitLicense, and a Limited Purpose Trust Charter. You will gain deep knowledge of a sophisticated regulatory portfolio in payments and digital assets. This opportunity allows you to grow with a team at the forefront of crypto regulation.

Requirements

• 1–3+ years of background in compliance, legal, regulatory affairs, or financial services; experience in payments or digital assets is advantageous.
• Familiarity with US money transmission licensing frameworks (state MTLs, NYDFS BitLicense) or trust company regulation is preferred.
• Strong organizational skills and attention to detail, with the ability to manage multiple deadlines accurately.
• Proficiency with efficiency tools (Microsoft Office, Google Workspace); experience with GRC platforms such as LogicGate is a plus.
• Comfort with data and an eagerness to handle transaction datasets; experience with Excel, Tableau, or Python is advantageous.
• Willingness to adopt AI tools in compliance workflows and genuine curiosity about how technology can advance regulatory operations.
• Desire to learn new subject matter and develop practical solutions across a broad regulatory portfolio in a complex, fast-paced licensing environment.
• Clear written and verbal communication skills, with an ability to draft concise regulatory correspondence.
• Previous work experience at a financial services regulatory agency (e.g., NYDFS, state banking departments) is advantageous.
• Bachelor’s degree in Business, Finance, Law, or a related field; equivalent professional experience also considered.

Nice To Haves

• experience in payments or digital assets is advantageous.
• Familiarity with US money transmission licensing frameworks (state MTLs, NYDFS BitLicense) or trust company regulation is preferred.
• experience with GRC platforms such as LogicGate is a plus.
• experience with Excel, Tableau, or Python is advantageous.
• Previous work experience at a financial services regulatory agency (e.g., NYDFS, state banking departments) is advantageous.

Responsibilities

• Prepare and submit state license renewal applications, annual reports, and other maintenance filings; manage surety bond renewals and adjustments; and coordinate change notifications — working across Finance, Legal, and other internal teams to meet deadlines.
• Own NMLS MSB Call Report preparation end-to-end: capturing data, performing quality assurance checks, and managing submissions and archival.
• Assist in preparing for regulatory examinations—managing information requests, coordinating cross-functionally to gather and prioritize responsive documentation, and drafting correspondence in close collaboration with senior team members.
• Support internal governance activities, including the preparation of materials for board and committee meetings.
• Establish and maintain the architecture of the team’s regulatory planning tools and calendar (e.g., Asana, LogicGate), setting the framework for regional SMEs to complete throughout the year.
• Conduct research on regulatory developments, contribute to process documentation and internal playbooks, and assist with ad hoc compliance projects as the licensing program grows.
• Leverage AI tools and workflow automation to improve the efficiency and accuracy of compliance operations.

Benefits

• Competitive salary, bonuses, and equity
• Competitive benefits that cover physical and mental healthcare, retirement, family forming, and family support
• Employee giving match
• Mobile phone stipend
• R&R days so you can rest and recharge
• Generous wellness reimbursement and weekly onsite & virtual programming
• Generous vacation policy - work with your manager to take time off when you need it
• Industry-leading parental leave policies.
• Family planning benefits.
• Catered lunches, fully-stocked kitchens with premium snacks/beverages, and plenty of fun events

What This Job Offers

• Job Type: Full-time
• Career Level: Mid Level