Regions Business Capital Collateral Specialist

Regions Bank•Birmingham, AL

13d•Onsite

About The Position

At Regions, the Regions Business Capital Collateral Specialist provides direct customer service for clients with cash management and lending structures. This position provides analysis and reporting of client loan and collateral activity and monitors risk by utilizing advanced knowledge of bank's policies and procedures.

Requirements

High School Diploma or GED
One (1) year of related experience, preferably in Asset Based Lending or Commercial Lending
Ability to work in a fast-paced production environment
Analytical and ability to exercise sound judgment
Excellent organizational skills
Proficient in Microsoft Office Suite
Strong verbal, written communication, and organizational skills
Strong work ethic and self-motivation

Nice To Haves

College degree

Responsibilities

Analyzes collateral documents and prepares management reporting for portfolio
Manages the document review/exceptions process
Works with relationship managers to ensure that reporting meets requirements of loan documents and ensures that collateral is in place to minimize risk
Uses complex mathematical formulas to analyze the level and quality of collateral and alerts relationship managers of pertinent trends affecting the value of the portfolio
Prepares reports used by senior management for purpose of lending decisions and credit risk review
Provides collateral and loan information to field audit team
Inputs collateral information into the specialized Asset Based Lending Manager system to determine daily collateral position and borrowing availability