Regional Market President

First Community Bank•Atlanta, GA

About The Position

Responsible for the management, direction and development of the commercial lending in an assigned market area. Provides leadership for the market area Commercial Bankers in the interest of overall growth and development through soliciting, negotiating, underwriting, and coordinating the closing of routine consumer and commercial loans. Examines, evaluates, and authorizes or recommends approval of customer loan applications.

Requirements

Bachelor’s degree, or at least 10 years of related experience, or an equivalent combination of education and experience.
Effective oral and written communication skills.
Effective interviewing skills.
Ability to speak effectively before groups.
Ability to compute basic to moderately complex math calculations.
Basic problem-solving and analytical skills. Ability to interpret a variety of instructions furnished in written, oral, diagram, or schedule form.
Proficiency in using personal computers and office products (e.g., Word, Excel).
Ability to underwrite and properly package a loan.

Nice To Haves

Attendance in SC Bankers School curriculum or similar course work preferred.

Responsibilities

Interview loan applicants and request required information for determining a credit decision.
Conduct credit analysis to support granting loan approval within assigned lending authority or prior to requesting approval from a co-approving officer.
Ensure loan agreements and other pertinent documentation are complete and accurate according to policy.
Compile loan package and facilitate negotiation of loan structure with applicant, including fees, loan repayment options, and other credit terms.
Serve as primary contact in responding to customer and non-customer inquiries relative to loan products, rates, procedures, etc.
Demonstrate knowledge of Bank loan products and services including real estate, construction and development, working capital lines, equipment, and vehicle.
Follow bank policies and procedures, security guidelines, and comply with all federal, state and local regulations. Includes coordinating with legal counsel and bank operating departments to ensure adherence to laws and regulations relating to new and/or revised bank products and services.
Assume ownership of customer problems to achieve resolution.
Promote business for the Bank by maintaining good customer relations and referring customers to appropriate staff for new services using Bank-endorsed techniques and processes.
Assist in attaining established Bank and branch goals through active participation in sales management and officer call programs. Includes promoting and cross-selling other Bank products and services as appropriate for customer requirements.
Identify and analyze potential loan markets to develop commercial loan prospects.
Support the activities of the assigned banking office including consulting with tellers and customer service representatives and granting officer approval of transactions as appropriate.
Support the Bank’s CRA Officer by reporting CRA data.
Engage in community involvement and civic activities and, at times, take a leadership role in such organizations.
Directly manage market area commercial lending staff and carry out all related supervisory responsibilities.
Supports business growth through proactive deposit calling efforts, strengthening existing client relationships and uncovering new deposit opportunities.
Participates in deposit‑related outreach activities in alignment with established calling strategies and compliance guidelines.
Generate qualified referrals to internal partners across multiple lines of business, contributing to integrated relationship management and revenue growth.
Identifies potential client needs through routine interactions and makes appropriate compliant referrals to approved other lines of business.