Regional Credit Analyst (961)

ABC Supply Co. Inc.•Beloit, WI

1d•Onsite

About The Position

ABC Supply is North America’s largest wholesale distributor of exterior and interior building products. ABC Supply is proud to be an employee-first company. In fact, we have won the Gallup Exceptional Workplace Award every year since its inception in 2007, and Glassdoor has named us one of the best places to work in the country. Be part of a company that recognizes your talents, rewards your efforts, and helps you reach your full potential. At ABC Supply, we have YOUR future covered. Summary: Establish credit lines for potential new customers as well as maintaining existing customer credit lines by performing reviews of financial statements, credit reports and account history.

Requirements

Three years’ experience in Commercial Credit and Collections.
Basic Knowledge of effective credit extension practices, credit laws, construction liens and bonds.
Proficient in Excel and Word.
Ability to Manage and prioritize multiple tasks in order to meet deadlines with varying degrees of pressure.
Strong organizational, communication and follow up skills.
Ability to handle confidential information responsibly.
Strong analytical, problem solving and decision-making capabilities with the ability to properly assess pertinent data and develop a framework for effective and practical solutions to complex issues.
Team player with the ability develop strong working relationships and bring groups together on difficult issues.

Nice To Haves

Bachelor’s degree in Business Administration, Finance, or Accounting or equivalent experience.

Responsibilities

Evaluate portfolio risk to share with field operations and CFS management.
Include discussions about unsecured and secured money.
Job account participation.
Each quarter recommend shifts in risk tolerance based on current economic conditions.
Evaluate the credit lines of the existing customer base and make appropriate adjustments to credit lines.
Ensure proper documentation is in place (Credit Application, Ownership, Financial Statements, Tax Exempt Forms).
Evaluate financial statements, credit reports and other documentation.
Design action plans.
Obtain additional security, guarantees, etc.
Hold review meetings with management and outside sales staff.
Discuss with customer.
Elevate issues.
Review credit applications for a given region approving or denying within authority limitations.
Obtain/negotiate additional security and guarantees as appropriate.
Obtain and review customer financial statement information for credit recommendation.
Discuss options with management and sales.
Elevate discrepancies and disagreements between field operations and CFS team.
Review large job credit extensions as elevated approving or denying within authority limitations.
Ensure proper security is available.
Discuss options with field operations.
Ensure all necessary steps are taken and documented to preserve lien/bond rights.
Resolve customer and branch issues elevated by processors, others in the CFS organization, accounting or branches.
Make certain that each request is given equal consideration.
Participate in new software development, training and testing.
Acquisition Follow up.
Obtain new Credit Applications.
Obtain/Maintain old credit applications.
Ensure proper document retention.
Travel required.
Travel to Regional, District and Branch Meetings.
Other travel as deemed necessary.
Participate in NSC/Region surveys, questionnaires, etc.
Elevate ethical issues, policy deviations and procedure issues.