Regional Commercial Banking Manager

NBT Bancorp•Fairport, NY

About The Position

Manage/oversee/direct all responsibilities associated with viable commercial lending portfolio as directed by Senior Management and Board of Directors. Assist in high-level development of long-term commercial lending strategies at NBT and oversee the implementation of those strategies. Oversees and develops staff required to meet commercial lending initiatives. Develops related business plans, budgets and training schedules. Participates in new business development, cross-sell initiatives, new related products and services. Education and Experience: 4 year degree or related experience 10 years Commercial Lending Experience 5 years of Management experience Skills and Abilities: Strong leadership and management skills Understanding of economics, general business/commercial finance and accounting Legal knowledge of lending practices Ability to use various computer programs and bank accounting system Understanding of Bank policies and appropriate Federal and State regulations pertinent to Commercial Lending. Strong oral and written communication skills Strong credit and analytical skills Unique Job Characteristics and Requirements: Must be visible within the public eye Travel less than 50% Driver's License required Reliable transportation required Tasks Performed: 60% Manage the regional loan portfolio to meet established growth, quality and profitability standards. Promote the development of Non-Margin Business within the Region including deposits, Trust and Financial Services. Adhere to loan policy and manages the total loan function to assure that a minimum “Satisfactory” Administration and Loan Quality rating is assigned by Loan Review. 20% Manage the assigned lenders within the Region approving loans and providing the support necessary to promote lender skills. 10% Train, mentor, develop and oversee appropriate staff. Conduct performance reviews. Work with staff to develop individual goals. 5% Actively contributes to the Strategic Planning/Monthly Budget Process and monitors the operating results to control expenses and enhance revenue opportunities. 5% Other duties as assigned Physical Requirements: Communicate effectively with internal and/or external customers Stationary 75% of time or greater Move Objects to Maximum 10 lbs Why Work at NBT At NBT we empower people to grow, innovate, and thrive through meaningful work, a supportive culture and opportunities to make a real impact in your community – because your success drives our success. Wellbeing At NBT, we value and support your wellbeing by offering generous time-off policies, wellness initiatives and flexible work arrangements, so you can thrive both personally and professionally. Community Involvement NBT believes community involvement fosters our success and the success of those around us. Through volunteer service and charitable partnerships, we empower our employees to make a positive impact beyond the workplace. Culture NBT believes in creating a workplace where every voice matters and every team member feels empowered to contribute. With supportive leadership, we foster an environment where employees are connected, inspired, and valued. Career Development Whether you’re just starting your career or serve in a senior leadership role, your growth and development are our priority. NBT provides a wide variety of development programs and tools for you to reach your full potential. Total Rewards NBT recognizes and rewards your contributions with competitive compensation, comprehensive benefits and performance-based incentives – ensuring you feel valued every step of the way. Business Stability NBT has built a reputation as a stable financial institution by growing our people and our business, evolving our processes and managing risk. We've weathered the market's ups and downs for over 165 years, all while charting a well-defined growth plan. Benefits for Full-Time Employees: Generous Paid Time Off : At least 22 days annually, prorated in the year of hire. Parental Leave : Six weeks of paid leave at 100% of your salary. Comprehensive Medical Coverage : Includes employer contributions to HSA for High Deductible Health Plan participants. Dental and Vision Coverage : Ensuring your overall health and well-being. Flexible Spending Accounts : For healthcare and dependent care expenses. Employer-Paid Disability Coverage : Both short-term and long-term, with an option to purchase additional long-term coverage. Life Insurance : Employer-paid basic life insurance, with an option to purchase supplemental coverage. Voluntary Benefits : Including hospital, accident, and critical illness coverage. Retirement Plans: Benefit from a 401(k) plan with employer matching, an optional Roth 401(k), and a pension plan to help secure your future. Adoption Assistance : Supporting your growing family. Tuition Reimbursement : Invest in your education and career growth. Employee Assistance Program (EAP) : Access to support and resources. Pet Insurance : For all your furry friends. Financial and Banking Services : Various banking services benefits and financial planning assistance. Benefits for Part-Time Employees Working 20+ Hours/Week: Medical Coverage : Includes employer contributions to HSA for High Deductible Health Plan participants. Dental and Vision Coverage : Ensuring your overall health and well-being. Voluntary Benefits : Including hospital, accident, and critical illness coverage. Generous Parental Leave : Six weeks of paid leave at 100% of your salary. Benefits for All Part-Time Employees: Retirement Plans: Benefit from a 401(k) plan with employer matching, an optional Roth 401(k), and a pension plan for employees who work at least 1,000 hours in a calendar year, all designed to help secure your future Paid Sick and Safe Leave : For your health and safety. Employee Assistance Program (EAP) : Access to support and resources. Financial and Banking Services : Various banking services benefits and financial planning assistance. Applicants must be authorized to work for any employer in the U.S. We are unable to sponsor or assume sponsorship of an employment Visa at this time.

Requirements

4 year degree or related experience
10 years Commercial Lending Experience
5 years of Management experience
Strong leadership and management skills
Understanding of economics, general business/commercial finance and accounting
Legal knowledge of lending practices
Ability to use various computer programs and bank accounting system
Understanding of Bank policies and appropriate Federal and State regulations pertinent to Commercial Lending.
Strong oral and written communication skills
Strong credit and analytical skills
Must be visible within the public eye
Travel less than 50%
Driver's License required
Reliable transportation required
Communicate effectively with internal and/or external customers
Stationary 75% of time or greater
Move Objects to Maximum 10 lbs

Responsibilities

Manage the regional loan portfolio to meet established growth, quality and profitability standards.
Promote the development of Non-Margin Business within the Region including deposits, Trust and Financial Services.
Adhere to loan policy and manages the total loan function to assure that a minimum “Satisfactory” Administration and Loan Quality rating is assigned by Loan Review.
Manage the assigned lenders within the Region approving loans and providing the support necessary to promote lender skills.
Train, mentor, develop and oversee appropriate staff.
Conduct performance reviews.
Work with staff to develop individual goals.
Actively contributes to the Strategic Planning/Monthly Budget Process and monitors the operating results to control expenses and enhance revenue opportunities.
Other duties as assigned

Benefits

Generous Paid Time Off : At least 22 days annually, prorated in the year of hire.
Parental Leave : Six weeks of paid leave at 100% of your salary.
Comprehensive Medical Coverage : Includes employer contributions to HSA for High Deductible Health Plan participants.
Dental and Vision Coverage : Ensuring your overall health and well-being.
Flexible Spending Accounts : For healthcare and dependent care expenses.
Employer-Paid Disability Coverage : Both short-term and long-term, with an option to purchase additional long-term coverage.
Life Insurance : Employer-paid basic life insurance, with an option to purchase supplemental coverage.
Voluntary Benefits : Including hospital, accident, and critical illness coverage.
Retirement Plans: Benefit from a 401(k) plan with employer matching, an optional Roth 401(k), and a pension plan to help secure your future.
Adoption Assistance : Supporting your growing family.
Tuition Reimbursement : Invest in your education and career growth.
Employee Assistance Program (EAP) : Access to support and resources.
Pet Insurance : For all your furry friends.
Financial and Banking Services : Various banking services benefits and financial planning assistance.
Medical Coverage : Includes employer contributions to HSA for High Deductible Health Plan participants.
Paid Sick and Safe Leave : For your health and safety.