Real Estate Processing Specialist I

Bellco Credit Union • Greenwood Village, CO

2d • Onsite

About The Position

The Real Estate Processing Specialist will support the Real Estate Processing Department by receiving and distributing loan conditions. The Processor will review Home Equity loans for income, home valuations and title reports in accordance with Bellco procedures and guidelines. The Processing Specialist may assist in scheduling loan closings, preparing closing documents and assist in funding loans. This role plays an important part in providing best in class service to our members. This position will work in collaboration with other departments and partners.

Requirements

• 2 years’ experience in real estate lending
• Knowledge of real estate lending and processing with an understanding of loan to value calculations, debt to income calculations, valuation reviews and title reviews.
• Strong communication, organizational, presentation, member service and interpersonal skills.
• Ability to make sound decisions based upon department procedures, company guidelines and policies.
• Ability to multi-task in a fast-paced environment, while still being detailed and results oriented.
• Strong analytical/problem solving and time-management skills
• Strong PC skills to include Microsoft Word, Excel, and Real estate origination systems

Nice To Haves

• Bachelor’s degree in related field or equivalent experience preferred

Responsibilities

• Receiving and distributing loan conditions.
• Reviewing Home Equity loans for income, home valuations and title reports in accordance with Bellco procedures and guidelines.
• Assisting in scheduling loan closings, preparing closing documents and assisting in funding loans.
• Providing best in class service to our members.
• Working in collaboration with other departments and partners.
• Completing activities and SLA goals associated with Real Estate – Processing.
• Thoroughly reviewing loan documents provided by the members and 3rd party vendors to satisfy required conditions which includes income documents, title, and appraisal reports.
• Managing and distributing loan conditions which are received through a variety of channels.
• Daily communication with members to provide updates and expectations throughout the loan process.
• Educating members on Home Equity products and assisting members with all inquiries.
• Utilizing internal reports and dashboards to maintain required service levels and ensure all daily tasks are completed.
• Assisting in drawing closing documents and funding loans as well as various post-closing document reviews.
• Working in collaboration with other team members in Home Equity and other business areas.
• Preparing and participating in regular pipeline reviews with management to ensure daily tasks are met.
• Assisting with coverage for co-workers to maintain member communication and processes to meet service level agreements.
• Ensuring compliance with regulatory, and Agency requirements including but not limited to RESPA, Homeowner’s Protections Act of 1998, SCRA, Fair Credit Legislation, HMDA, and CFPB.
• Delivering best in class member experience within all loan channels and points of contact.
• Regular and punctual attendance.

Benefits

• Medical
• Dental
• Vision
• 401 (k) with company match
• Supplemental Life Insurance
• Paid Vacation
• Paid Sick Days
• Paid Holidays
• Bonuses for meeting production goals
• Bonuses for meeting team goals
• On-the-spot bonuses for extraordinary performance

What This Job Offers

• Job Type: Full-time
• Career Level: Entry Level
• Education Level: Associate degree