Real Estate Loan Processor

Clearwater Federal Credit Union • Missoula, MT

2d

About The Position

At Clearwater Credit Union, we believe banking can be a force for good in the lives of our members, our communities, and our employees. We're looking for a detail-oriented and member-focused Real Estate Loan Processor to join our team. In this role, you'll help guide mortgage loans from application to closing by ensuring loan files are complete, accurate, and processed efficiently. Your work will play a vital role in creating a smooth lending experience for our members while supporting Clearwater's mortgage operations.

Requirements

• High school diploma or equivalent required.
• Two to five years of similar or related experience, including time spent in preparatory positions.
• Strong written and verbal communication skills with the ability to work effectively with staff, members, and vendors.

Nice To Haves

• Highly organized
• Detail-oriented
• Committed to delivering exceptional member service
• Takes pride in accuracy
• Communicates effectively with a variety of stakeholders
• Comfortable managing multiple priorities in a fast-paced environment
• Enjoys collaborating across departments
• Takes initiative to solve problems
• Understands the importance of handling confidential information with professionalism and care

Responsibilities

• Gather information and receive loan files from Real Estate Lending Officers.
• Validate application information and data within internal systems.
• Ensure loan files and supporting documentation are complete and compliant with lending requirements.
• Order appraisals, title commitments, income verifications, and other required information and documentation.
• Work closely with Real Estate Lending Officers, underwriters, members, and third-party vendors to resolve questions, discrepancies, and outstanding items.
• Assemble and analyze borrower information for submission to underwriting.
• Review third-party documentation to support the loan request.
• Update loan information, including Loan Estimates, when changes occur during the loan process.
• Prepare and review closing loan documents to include balancing of the closing disclosure with title.
• Review closing packages for completeness and accuracy.
• Disburse approved loans.
• Maintain knowledge of Clearwater's products and services while staying current on regulatory requirements and industry changes.
• Provide exceptional service to internal and external members throughout the lending process.

Benefits

• health insurance
• PTO
• 401(k) match
• paid volunteer time
• more than 25 benefits beyond salary

What This Job Offers

• Job Type: Full-time
• Career Level: Mid Level
• Education Level: High school or GED