Real Estate Loan Processor (Onsite - Not a Remote Position)
Central State Bank•Calera, AL
•Onsite
About The Position
The Real Estate Loan Processing Specialist is responsible for managing consumer and commercial real estate loan applications from submission to closing. This role ensures timely, accurate, and compliant loan processing while collaborating closely with lenders, underwriters, and clients.
Requirements
- High school diploma or equivalent required
- 3–5+ years of experience in consumer and/or commercial real estate loan processing
- In-depth knowledge of loan documentation, underwriting requirements, and regulatory compliance for real estate loans
- Strong organizational, analytical, and problem-solving skills
- Effective communication and customer service skills
- Proficiency with loan origination systems (LOS) and Microsoft Office
- Experience with residential mortgages, commercial real estate loans, or mixed-use properties
- Familiarity with regulatory requirements such as TRID, RESPA, HMDA, or state-specific real estate lending regulations
Nice To Haves
- associate or bachelor’s degree preferred
Responsibilities
- Review and process consumer and commercial real estate loan applications for accuracy, completeness, and compliance
- Collect, verify, and analyze borrower information, including income, assets, credit, and property collateral
- Order, review, and verify third-party documentation such as appraisals, title reports, environmental reports, and credit reports
- Ensure loan files comply with underwriting guidelines, regulatory requirements, and investor standards for both residential and commercial real estate loans
- Communicate with borrowers, loan officers, underwriters, and other stakeholders to resolve complex documentation or loan issues
- Prepare loan files for underwriting and closing, ensuring all documentation is accurate and complete
- Identify and resolve discrepancies, missing information, or documentation errors
- Mentor and provide guidance to junior loan processors, particularly on commercial real estate transactions
- Stay current on consumer and commercial real estate lending products, regulations, and industry best practices
- Support audits, regulatory reviews, and internal compliance initiatives
- Other duties as assigned
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What This Job Offers
Job Type
Full-time
Career Level
Mid Level
Education Level
High school or GED
