Real Estate Loan Processor
MyPoint Credit Union•San Diego, CA
•$23 - $34
About The Position
MyPoint Credit Union is seeking a detail-oriented, service-focused Real Estate Loan Processor for its Real Estate team. The role supports members through the real estate lending process and works closely with the lending team to help ensure applications are processed accurately, efficiently, and in accordance with applicable requirements. The position is based in San Diego - Kearny Mesa and reports to the Real Estate Loan Manager. It is classified as non-exempt.
Requirements
- High school diploma or GED.
- At least one year of related experience.
- Current Mortgage Loan Originator registration or the ability to obtain required registration.
- Strong verbal and written communication skills.
- Ability to communicate effectively with members, employees, vendors, and other business partners.
- Working knowledge of regulations related to consumer and real estate lending.
- Strong organizational skills and attention to detail.
- Ability to manage multiple priorities and deadlines in a fast-paced environment.
- Ability to work independently with minimal supervision while also collaborating effectively as part of a team.
- Commitment to providing an excellent member experience.
Responsibilities
- Input new real estate loan applications into the credit union’s loan origination system.
- Verify employment, income, assets, and liabilities in accordance with credit union and secondary market guidelines.
- Assist with reviewing information used to determine applicants’ creditworthiness for real estate loans.
- Initiate the escrow process and obtain property title information through approved vendors.
- Prepare and distribute required loan disclosures to members and staff.
- Maintain accurate real estate loan application logs, pipeline reports, and funded loan files.
- Help ensure loan documentation and processing activities comply with applicable laws, regulations, policies, and procedures.
- Protect the confidentiality of members’ personal and financial information.
- Follow applicable security and regulatory requirements, including the Bank Secrecy Act, OFAC, USA PATRIOT Act, and Customer Identification Program requirements.
- Assist with additional projects and assignments based on department needs.
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What This Job Offers
Job Type
Full-time
Education Level
High school or GED
