Property Specialist

Harford Mutual Insurance Group•Bel Air, MD

6d•Hybrid

About The Position

Works on claim assignments of higher technical complexity and coordination, in a moderate volume, high complexity work environment. Determines coverage and investigates, analyzes, negotiates and settles claims. These claims typically require outside investigation that is coordinated utilizing vendor partners and some limited personal on-site inspections. This position is responsible for the handling and resolution of first party commercial property claims. This includes real property, business personal property, business income and inland marine damages. This position is also responsible for the utilization and oversite of multiple vendor partners.

Requirements

Minimum four-year degree or comparable work experience
7 – 10 years in property and industry experience
Experience and technical expertise handling complex commercial property claims in excess of $250,000
Knowledgeable in field of construction and utilization of estimating software

Nice To Haves

Industry recognized designation (CPCU, AIC, SCLA)
Adjuster licenses in DE, NC or SC preferred

Responsibilities

Evaluate complex coverage and significant loss exposures, typically losses in excess of $250,000
Perform or arrange for field investigation when necessary
Review and establish appropriate reserves
Negotiate settlements
Responsible for all aspects of the claim including the proper utilization of experts/consultants and other external resources such as Engineers, Attorneys, Cause and Origin experts and Accountants
Provide necessary information to reinsurers and affiliates
Collaborates with Underwriting and Loss Control
Strives to deliver exceptional customer service to the insureds and agents
Performs other duties or special projects as required or as assigned by the Property Manager