Product (Payments)

Kalshi•New York, NY

6h•$180,000 - $240,000

About The Position

Kalshi has defined a new category: prediction markets. Kalshi allows people to trade on the outcome of any events and turn any question about the future into a financial asset. Kalshi fought for years and legalized prediction markets in the US for the first time in history, is currently the fastest growing financial market in America, and has thousands of markets across politics, economics, financials, weather, tech, AI, culture and more. We believe prediction markets have the potential to be the largest financial market because they turn anything into a financial position. Our vision: well… build the largest financial market on the planet. Our mission: bring more truth to the world through the power of markets. Our culture is simple: we hire really talented people, work really hard, and enjoy the climb. We are looking for ambitious and exceptional people to join our (relatively small) team to help us build the next generation of financial markets. Prediction markets only work if users trust that their money is safe, their identity is respected, and the platform behaves like the regulated financial infrastructure it is. Every product team at Kalshi depends on the money layer working. You'll be the person who makes sure it does -- and the person who turns it from infrastructure into a competitive advantage. We're looking for a payments product lead to own how money moves through Kalshi. You'll be the single PM accountable for every dollar in, every dollar out, and every risk and identity decision in between. This role spans payment rails, user-facing flows, risk, and fraud -- and it's one of the highest-leverage IC seats at the company. The work is high-stakes, deeply technical, and consequential to every user on the platform.

Requirements

6+ years in product management with significant time in payments, fintech infrastructure, or regulated financial products -- exchange, brokerage, neobank, or high-volume consumer fintech backgrounds are all relevant
Deep hands-on fluency with payment rails, KYC/AML providers, and fraud tooling -- you've debugged a stuck ACH return, read a chargeback representment, and shipped a KYC vendor swap
Product instinct above all -- you read funnels, run experiments, and treat compliance as a design constraint to optimize around, not a wall to hide behind
High tolerance for ambiguity, speed, and the specific kind of pressure that comes with owning real money flows for real users
Fluency in crypto and stablecoin infrastructure for payments

Responsibilities

Translate complex payment flows into simple, intuitive money movement user experiences across all rails -- ACH, debit, wires, stablecoins and more
Define and improve key payment performance metrics (authorization rates, chargebacks, reliability) through rigorous data-driven experimentation
Own provider strategy and relationships across banking partners, card networks, processors, and stablecoin infrastructure -- you'll know who to call when something breaks and shape the terms that protect our margins and our users
Manage cost across the rails stack: chargebacks, processing fees, FX, and reserves
Own end-to-end user journeys across identity and risk -- pass rates, deposit rates, false positives, and user dropoffs; you'll obsess over the funnel and run the experiments that move it
Drive fraud and AML programs in close partnership with risk, compliance, and legal -- includes transaction monitoring, sanctions screening, and dispute operations