Product Owner, Optum Bank - Remote

UnitedHealth Group•Eden Prairie, MN

3d•$91,700 - $163,700•Remote

About The Position

Optum Bank is seeking a Product Owner to build intuitive and seamless financial services experiences. This role integrates customer-centric design principles with industry-leading financial services best practices to support consumers and providers in the healthcare landscape. As healthcare transforms, delivering user-friendly financial solutions is essential for empowering consumers and providers to focus on care delivery and manage their financial roles effectively. The Product Owner will engage across multiple organizational levels, leveraging deep expertise in product management and financial services to drive meaningful impact. The role offers the flexibility to work remotely from anywhere within the U.S., with a requirement for those in the Minneapolis or Washington, D.C. area to work in the office a minimum of four days per week.

Requirements

3+ years of experience in core banking platforms, transaction processing (e.g. ACH, wires, debit card) and banking regulations.
3+ years product ownership experience, with advanced understanding of agile product development methodologies.
3+ years of experience with financial services products, applications, and banking systems.
3+ years of experience with SLDC tools such as aha, Jira, confluence.
3+ years of experience in applications systems with a high proficiency in product requirements gathering and documentation.
Knowledge and experience with technical solutions (Batch Processes, APIs, Kafka Events).
Proven ability to organize a backlog of clearly defined user stories that are effectively prioritized to meet targeted delivery dates.

Nice To Haves

Experience with Web/Portal projects. (Experience creating Wireframe)
Experience with SaaS solutions.
Experience in Quality Assurance, UAT Testing.

Responsibilities

Define features, requirements, and leverage agile product management principles to create financial products and offerings that are simple, intuitive, and meet complex healthcare financial services needs.
Work with a broad matrix of stakeholders including treasury, finance, credit, underwriters, engineering, and other business stakeholders through ideation, specification, design, test, launch, and deployment.
Provide input to partners and stakeholders on projects and planning activities such as impact identification, defining prioritization, efforts required and developing solutions.
Capture requirements, prioritize features, support UAT activities, and oversee delivery of functionalities and products roadmap.
Manage external vendors and associated delivery of enhancements, backlog and defects.
Anticipate customer needs and proactively develop solutions to meet them.